What to consider when buying Earthquake Insurance

What to consider when buying Earthquake Insurance

February 21, 2018
If you are considering purchasing earthquake insurance, the experts at Chalmers Insurance Group would be happy to advise you. CONTACT US TODAY: Tel: 800-360-3000What Protection Does it Offer?Many people do not realize this, but most homeowner’s policies do not include earthquake coverage. You will need to purchase either supplemental coverage under your current homeowner’s policy or a separate earthquake insurance policy. Automobile insurance policies generally cover vehicles for… READ MORE
Are You Prepared for a Home Break-in?

Are You Prepared for a Home Break-in?

February 5, 2018
While it may be difficult to imagine it happening to you, home break-ins are a common occurrence. If an intruder enters your home, your property and the well-being of your loved ones are at risk.In order to protect your home and family from an intruder, consider doing the following:Put an emergency plan in place and discuss it with everyone in your household.Take any measure possible to let the intruder know someone is home and aware of his or her presence.Do not assume the intruder is… READ MORE
Tips For Exercising Without Injury

Tips For Exercising Without Injury

January 30, 2018
Tips for Exercising Without InjuryWhile exercising can improve your mood, fight chronic diseases and help you manage your weight, it can put a strain on your body if you don’t take the proper precautions. To get the most from your workouts and decrease your risk of injury, you should take the time to warm up, cool down and stretch.Warming Up TipsMove similar to how you will in your workout by walking briskly, jogging or biking at a slow pace.Increase the intensity gradually to reduce… READ MORE
Know Your Insurance: Common Auto Insurance Terms

Know Your Insurance: Common Auto Insurance Terms

January 24, 2018
Auto insurance can be confusing at times. Policies often contain a variety of terms that can be difficult to understand, especially for someone without a background in insurance.The following is a list of common auto insurance terms to keep in mind the next time you meet with your insurance broker:Accident report form: Sometimes referred to as a police report, this form contains important information about an auto accident, such as circumstances that led to an accident, the parties involved… READ MORE
Declutter for a Safe Work-space

Declutter for a Safe Work-space

January 18, 2018
A cluttered, unorganized work-space isn’t just unsightly—it is also dangerous. Poor workplace housekeeping, such as failing to clean up after yourself, can contribute to the following:Injuries caused by slips and falls when clutter is on the floorPotential fire hazardsExposure to hazardous dust and vaporsErgonomics issues that arise when clutter takes over your workspace, leaving you little room to workNo matter what type of environment you work in, it is important to keep… READ MORE
Parking Lot Safety Tips

Parking Lot Safety Tips

January 9, 2018
Parking lots are a common hazard for drivers and vehicles alike. Slips, falls, auto accidents, theft, harassment and assaults are just some of the risks individuals face while using parking lots.Thankfully, there are a number of precautions drivers can take in order to protect themselves and their vehicles, including the following:Park in a well-lit area, preferably one with surveillance cameras and security patrol services.Avoid parking near shrubbery or other areas that could conceal… READ MORE
10 must haves in your car kit

10 must haves in your car kit

January 5, 2018
Safeco Winter Car Kit: Add items that suit your individual needs. But, most importantly, keep the kit in your car at all times. Keep these additional safety tips in mind:Keep your vehicle well maintained (and gassed up).Create a trip plan and share it with friends or family.Stay in your car if you get stuck. Walking to find help is an easy way to get lost and separated from others in your party.To reduce battery drain, only use your emergency flashers if you hear vehicles approaching. You… READ MORE
9 Cyber Risk Questions Every Board Should Ask

9 Cyber Risk Questions Every Board Should Ask

January 3, 2018
When a data breach or other cyber event occurs, the damages can be significant, often resulting in lawsuits, fines and serious financial losses. What’s more, cyber exposures impact businesses of all kinds, regardless of their size, area of focus, or status as a private or public entity.In order for organizations to truly protect themselves from cyber risks, corporate boards must play an active role. Not only does involvement from leadership improve cyber security, it can also reduce… READ MORE
2017 Most Frequently Cited OSHA Standards

2017 Most Frequently Cited OSHA Standards

December 27, 2017
The Occupational Safety and Health Administration (OSHA) recently unveiled its top 10 most frequently cited violations. The agency reports the leading causes of workplace injuries during its fiscal year (October through the following September).The 2017 top 10 list of most frequently cited standards did not change significantly from 2016, with fall protection violations remaining at the top of the list. In fact, the top five most cited violations remained the same.Top 10 OSHA ViolationsFall… READ MORE
Kitchen Appliance Safety Tips

Kitchen Appliance Safety Tips

December 18, 2017
The kitchen is home to a number of appliances that are used on a daily basis. And while these appliances are incredibly useful, they can also be dangerous if they are used incorrectly or break down.In order to protect your home and family from injuries caused by kitchen appliances, consider the following safety tips:Unplug appliances when they are not in use to reduce the risk of electrical shock. If this is not an option, ensure that plugs are kept away from sources of water, like… READ MORE