Blog

Protecting your Valuable Antique Automobile

You have purchased a classic or antique vehicle and you’ll want to insure it properly, as it is an investment. Since classic and antique vehicles are all so different, your insurance coverage will be specific to your vehicle and how often you plan to use it. There are many considerations which you and Chalmers Insurance Group will discuss while creating a policy to suit your classic car.Coverage InclusionsA typical classic car insurance policy includes the following:Agreed value… READ MORE

Four Reasons Your Company Needs Directors and Officers Insurance

FOUR REASONS YOUR COMPANY NEEDS DIRECTORS AND OFFICERS INSURANCE  READ MORE

Technology to Improve Home Safety

As a homeowner, one of your top priorities is keeping your property and family safe from intruders. With the advent of smart homes and new technology, home security is easier and more affordable than ever.The following are some new technologies that can protect you and your loved ones from criminals:Doorbell cameras—Doorbell cameras are a great way to see who is at the door before you open it. This is especially useful if you have children who are frequently home alone.Smart door… READ MORE

What to Do If You Witness a Car Accident

When you see a car accident, a calm, quick response can make all the difference. To ensure the safety of those involved in the crash, do the following if you witness an accident:Ensure your safety first by parking your vehicle away from the crash. Be cautious of broken glass, leaked fuel or open flames.Call 911, even if the wreck doesn’t appear to be severe.Check the victims after you’ve ensured your own safety. Offer to help.Have those involved in a crash turn off their… READ MORE

Managing Credit Card Debt

Credit cards can be incredibly helpful, particularly when you need to make a large purchase. However, if you don’t keep up with your payments, credit card debt can compound and create a serious source of stress.To get the most out of your credit cards without piling up debt, consider doing the following:Treat your credit cards like cash. Avoid spending money you can’t pay back in a timely fashion.Pay the entire balance of your credit card each month.Select cards with no annual… READ MORE

Staying Safe While Clearing Snow

Using a snow blower or snow plow can be the perfect way to give your back a break from shoveling snow. However, it is important to take the proper safety precautions to avoid unnecessary injury while clearing snow this winter.There are some important precautions to take before you begin:Read the operator’s manual that came with your equipment before the start of each winter.Look for items hidden in the snow that you would not want to hit or run over.Make sure other family members… READ MORE

Preventing Harassment Claims

Workplace Policies to Prevent Harassment ClaimsWhile an employer’s hiring and firing practices may present the greatest risk for litigation, lawsuits based on a company’s employment practices can happen for many reasons. Poorly written policies or a manager’s style can embroil a business in the complaint of a single employee.Workplace harassment can come from a lack of managerial action as easily as from offensive behavior. A company’s risk level is reduced when… READ MORE

What to consider when buying Earthquake Insurance

If you are considering purchasing earthquake insurance, the experts at Chalmers Insurance Group would be happy to advise you. CONTACT US TODAY: Tel: 800-360-3000What Protection Does it Offer?Many people do not realize this, but most homeowner’s policies do not include earthquake coverage. You will need to purchase either supplemental coverage under your current homeowner’s policy or a separate earthquake insurance policy. Automobile insurance policies generally cover vehicles for… READ MORE

Are You Prepared for a Home Break-in?

While it may be difficult to imagine it happening to you, home break-ins are a common occurrence. If an intruder enters your home, your property and the well-being of your loved ones are at risk.In order to protect your home and family from an intruder, consider doing the following:Put an emergency plan in place and discuss it with everyone in your household.Take any measure possible to let the intruder know someone is home and aware of his or her presence.Do not assume the intruder is… READ MORE

Tips For Exercising Without Injury

Tips for Exercising Without InjuryWhile exercising can improve your mood, fight chronic diseases and help you manage your weight, it can put a strain on your body if you don’t take the proper precautions. To get the most from your workouts and decrease your risk of injury, you should take the time to warm up, cool down and stretch.Warming Up TipsMove similar to how you will in your workout by walking briskly, jogging or biking at a slow pace.Increase the intensity gradually to reduce… READ MORE