As we continue to navigate the COVID-19 health crisis, our top priority remains the health and safety of our clients and co-workers. While we may not physically be in the office, we are as committed as ever to serving you... Learn more

Chat with Chalmers: Electrical Cord Safety Helps Protect your Buildings from Fire Loss

December 23, 2020
As you create your ‘to-do list’ in preparation for next summer, keep in mind one project that is important but often overlooked, the use of extension cords.

Training Staff to Guard Against Cyber Attacks

August 24, 2020
Using mobile devices to work remotely is becoming the new norm. But when your employees use phones, tablets and laptops to access your network and do their jobs, they’re essentially providing hackers with more entry points, leaving your organization highly vulnerable to attacks.No matter how many security measures you take, they’re useless if you don’t supplement them with employee training. Here are five ways to help employees protect your company from cyber attacks:Offer… READ MORE

Four Reasons Your Company Needs Directors and Officers Insurance

August 10, 2020

To Bundle, or Not to Bundle

July 27, 2020
If you’ve ever shopped around for insurance, you’ve likely been asked if you want to bundle your policies—in other words, combine your home or renters, auto and life insurance policies with the same carrier. Although you have the option to shop around individually for each policy, it almost always makes sense to have the same carrier cover as many of your policies as possible.Benefits of BundlingThe discount—Most policyholders bundle their policies because of the… READ MORE

Personal Benefit Planning: 3 common Myths about Long Term Care

July 6, 2020
A study from the American Association for Long-Term Care Insurance, reveals that few consumers have a plan in place for something that can quickly wipe out a lifetime of retirement savings.The first step in creating a practical plan is to get past some common myths surrounding long-term care, and to familiarize yourself with the facts – especially when it comes to paying for care.Myth #1: “The government will take care of me.”The most common myth is that the government will… READ MORE

Are You Prepared For A House Fire?

June 8, 2020
Each year more than 3,275 people die and 15,575 are injured in home fires in the United States.

Common Employment Practices Claims Arising Out of COVID-19

May 27, 2020
As COVID-19 continues to spread throughout the United States, there has been a massive upheaval of the American workplace. Employers have found themselves drafting and implementing policies and procedures addressing a wide array of issues including remote work, layoffs, furloughs, pay cuts, workplace conditions and many more. Not surprisingly, the uncertainty wrought by COVID-19 has left employers at an increased risk of exposure to employment-related claims alleging wrongful termination… READ MORE

Protecting your Valuable Antique Automobile

May 25, 2020
You have purchased a classic or antique vehicle and you’ll want to insure it properly, as it is an investment. Since classic and antique vehicles are all so different, your insurance coverage will be specific to your vehicle and how often you plan to use it. There are many considerations which you and Chalmers Insurance Group will discuss while creating a policy to suit your classic car.Coverage InclusionsA typical classic car insurance policy includes the following:Agreed value… READ MORE

Personal Benefit Planning: Insuring the Times of Your Life!

May 18, 2020
At what stage of life are you? Do you have proper life insurance?

Do I need employment practices insurance?

May 11, 2020
Almost all business owners would agree, their most valuable asset are their employees and it is a sizable expense to hire and train new employees and to bring them up to a production level to justify the cost spent.  The right employee can drive business in and the wrong employee can drive business out.Picture this, as an employer you have many employees as a part of your successful business but there is one employee who is the proverbial 'bad apple'.  This employee does not follow… READ MORE