Blog

Insurance Immersion: "Healthy Aging"

On May 23rd I was able to attend the MWV Business Expo and sit in on some seminars from people in the Mount Washington Valley area. The goals of these seminars varied, from talking about the basics of running a business to different meals you can cook in a crock pot.The first seminar I listened to was about healthy aging and was presented by Sue Ruka and Danielle Koffenberger of Memorial Hospital. Now, when most people think of being healthy they think of the way they eat and how much they… READ MORE

Preventing Auto Theft

Cars are a popular target of crime because they are relatively easy to steal. To reduce your risk of becoming a victim, use the following tips:Never leave your car running and unattended.Never leave your keys in the car or ignition, even inside a locked garage.Always roll up your windows and lock the car, even if it’s in front of your home.Park in high-trafficked, well-lit areas, if possible.Consider anti-theft devices such as steering wheel locks or fuel cut-off switches.Purchase… READ MORE

CVIP: Common Exposures All Airbnb Hosts Should Consider

In today’s technologically advanced world, individuals have a unique opportunity to efficiently rent out their home, spare bedroom or other accommodations through Airbnb, an online hospitality company.For travelers, Airbnb is a convenient platform that provides affordable and flexible alternatives to hotels. For property owners and tenants, the service easily connects various rental units with perspective occupants and makes collecting payments simple and secure. For the average… READ MORE

Do’s and Don’ts for First-time Homebuyers

Purchasing your first home is an exciting milestone. However, home buying is no simple task, and many first-time purchasers fall into common, sometimes costly, traps.So, before you start searching for your dream home, keep in mind the following do’s and don’ts:DOGet pre-approved. When shopping for a home, it’s important to know what kind of credit you have and your overall budget. In some cases, real estate agents won’t even work with you until you’ve been… READ MORE

10 Essential Tips When Buying Disability Insurance

The future is uncertain, so it’s important to prepare as best as we can for what life may bring. If you’re looking for guidance and answers to common questions about disability insurance, this information can help you get started and make the best decision based on your specific needs.1) If you or others depend on your income --- you need it. If you have people who depend on your income – or if you depend on your income – you need disability insurance. You might be… READ MORE

Protect Your Eyes From the Summer Sun

While most people are aware of the cause-and-effect relationship between the sun’s ultraviolet (UV) rays and skin cancer, less people are aware of the damage that the sun and UV radiation can cause to the eyes. Of those who do protect their eyes with sunglasses, 47 percent don’t check the UV protection level of their sunglasses before purchasing them.According to the American Optometric Association, both short- and long-term exposure to sunlight can cause damage to the eyes… READ MORE

Insurance Tips for Summer

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The Basics of Life Insurance

Purchasing a life insurance policy is a safety net that ensures your loved one's future financial obligations are met, covering items such as funeral costs, outstanding debt, estate taxes and everyday living expenses. If others depend on you for financial support, part of your financial plan should include how you will provide for them in the event of your death. To help you decide which option is the best for you, we’ve covered the basics.If you are married, it’s important… READ MORE

Planting Safety Tips

As farmers prepare for planting season, it is worth remembering the following safety tips:Be mindful while transporting goods on public roadways.Watch for children, as they’re often attracted to large, noisy equipment.Follow instruction labels when applying products such as pesticide, herbicide or fungicide. Consider keeping photos of the instructions on your smartphone for convenience.Service all farm equipment regularly.Store fuel away from machine sheds and other buildings.Get… READ MORE

Construction Risks with Smart Buildings

While “smart” building in commercial construction is increasing, new risks are presenting themselves to builders, building owners, workers and insurers. Although smart technologies could increase building efficiency, the answer to whether smarter is better is yet to be seen.For example, new technology could increase risk, as untested building materials are being introduced to projects. This is especially true with “green” contractors aiming to please their clientele by… READ MORE