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Remote Work Small Business Cyber Liability

Remote Work Small Business Cyber Liability

May 7, 2020
Now that many small businesses have adapted to work from home or remote work situations, the cyber liability conversation must be revisited. Many business owners have a cyber liability component of their information security risk management plan. While companies that issue company computers and laptops probably have internal defense, those computers must stay updated. If companies are allowing personal computers, printers, and other devices, they need to understand that there is a threat there.… READ MORE
10 very important questions that should be addressed before you drive away in your rented automobile

10 very important questions that should be addressed before you drive away in your rented automobile

May 4, 2020
One of the most common questions posed to insurance agents is “Am I covered when I rent a car?” While this seems like a simple enough question, in truth, the answer might be “yes”, “no”, and “maybe.”Here is a list of 10 very important questions that should be addressed before you drive away in your rented automobile:What type of vehicle are you renting? Your personal auto policy provides physical damage coverage for non-owned private passenger… READ MORE
9 Cyber Risk Questions Every Board Should Ask

9 Cyber Risk Questions Every Board Should Ask

April 27, 2020
When a data breach or other cyber event occurs, the damages can be significant, often resulting in lawsuits, fines and serious financial losses. What’s more, cyber exposures impact businesses of all kinds, regardless of their size, area of focus, or status as a private or public entity.In order for organizations to truly protect themselves from cyber risks, corporate boards must play an active role. Not only does involvement from leadership improve cyber security, it can also reduce… READ MORE
Technology to Improve Home Safety

Technology to Improve Home Safety

April 13, 2020
As a homeowner, one of your top priorities is keeping your property and family safe from intruders. With the advent of smart homes and new technology, home security is easier and more affordable than ever.The following are some new technologies that can protect you and your loved ones from criminals:Doorbell cameras—Doorbell cameras are a great way to see who is at the door before you open it. This is especially useful if you have children who are frequently home alone.Smart door… READ MORE
The Dangers of Hands-free Devices

The Dangers of Hands-free Devices

April 6, 2020
It’s commonly believed that hands-free accessories are a safe way to use cellphones while driving. However, more than 30 studies show that they are actually no safer than handheld devices.Though hands-free devices are marketed as a way to keep a driver’s hands on the wheel, they present other dangers. For example, many of these devices require a driver to take his or her eyes off of the road—such as to navigate through an infotainment system or to ensure the accuracy of a… READ MORE
Protecting Families' Changing Needs

Protecting Families' Changing Needs

March 30, 2020
Who would expect one life insurance policy to be flexible enough to conform to life's needs as they evolve? But universal life insurance can. Its many options and flexible features can grow with you over a lifetime of change. A permanent life insurance policy offers cash accumulation with control, flexibility, and options - it's well-suited for addressing changing needs.Life events many individuals experience include:MarriageBirth or adoption of a childPurchase of a homeJob change… READ MORE
How can your insurance agency help you during the Coronavirus pandemic?

How can your insurance agency help you during the Coronavirus pandemic?

March 26, 2020
Service: Chalmers is open and here for you.Our resilient team of licensed agents is working remotely and can be reached Monday through Friday from 8am-4:30pm by phone, email, and video.Use your Client Portal to access your policy virtually anywhere, 24/724/7 Claims reporting is active – call 800-360-3000We will continue to reach out, review coverage, and advise and advocate for you during these challenging times, and in the future. Please do not hesitate to contact us.Payments: Most… READ MORE
Tips for Saving for Your Child’s Future

Tips for Saving for Your Child’s Future

March 23, 2020
Saving for your child’s future is important, especially when you consider how expensive college is. Thankfully, there are a number of steps parents can take to start saving today in order to ensure their children are financially prepared for the future.The following are some easy tips to consider:Start saving the day your child is born and save as much as you can. Compounding interest will also make your savings grow.Save money on a consistent basis rather than on a random schedule… READ MORE
IRS Issues Guidance on Tax Credits for Coronavirus Paid Leave

IRS Issues Guidance on Tax Credits for Coronavirus Paid Leave

March 23, 2020
Small and midsize employers may begin using two new refundable payroll tax credits to obtain reimbursement for the costs of providing coronavirus-related leave to their employees, the U.S. Department of Labor (DOL) and Internal Revenue Service (IRS) announced on March 20, 2020.This relief is provided under the Families First Coronavirus Response Act (the Act), which was enacted on March 18, 2020. The Act provides funds for employers with fewer than 500 employees to provide paid leave, either… READ MORE
How Coronavirus Could Impact Your Business’s Insurance

How Coronavirus Could Impact Your Business’s Insurance

March 20, 2020
The coronavirus (COVID-19) outbreak continues to be a top-of-mind concern for organizations and individuals across the globe. As COVID-19 becomes increasingly widespread, it’s not only raising fears about the well-being of the general public, but it’s also disrupting business operations and creating insurance exposures.In fact, COVID-19 has already led to business interruptions, supply chain issues and significant liability concerns—all of which can open policyholders up to… READ MORE