Should I Buy Flood Insurance For My Business?

Should I Buy Flood Insurance For My Business?

October 1, 2018
What You Should Know About Flood InsuranceFlooding is a risk to any business, whether you are inland or near the coastline. In fact, in the past five years all 50 states have experienced floods, and at least one in four businesses that shuts down from a natural disaster never reopens. According to the U.S. government, the average commercial flood claim in the past five years has been around $89,000, and the average property damage due to flooding adds up to more than $3.5 billion… READ MORE
7 Hiking Safety Tips

7 Hiking Safety Tips

September 24, 2018
Hiking is a fun activity in Maine and New Hampshire for people of all ages as well as a great source of exercise. However, if you go on a hike unprepared, you could end up getting lost or even injured.To stay safe on a hike, do the following:Make a gear list that accounts for essential items, like water, a first-aid kit, rain gear, extra food and a compass.Bring a map and take the time to understand it before you go on a hike. While you should also bring a GPS, it’s good to have backup… READ MORE
Sharing the Road With Bikes

Sharing the Road With Bikes

September 17, 2018
Drivers and bikers constantly share the road. In order to keep cyclists safe from vehicle collisions, drivers need to be both attentive and cautious.The following are some safety tips drivers should keep in mind when sharing the road with bikers:Slow down and give bikers plenty of room when you pass them.Be particularly cautious around young bikers. Anticipate sudden movements and create as much space as possible between the vehicle and the bike.Respect bike lanes. Avoid parking and driving… READ MORE
How To Maintain Your Home For Fall

How To Maintain Your Home For Fall

September 10, 2018
Fall is right around the corner, and, as the weather changes, it’s important to prepare your home and identify potential problems before they arise. Consider performing the following annual fall maintenance tasks to ensure your home is safe and ready for the months ahead:Have your heating system cleaned and inspected by a qualified technician. Clean and replace the furnace filter if needed.Insulate water pipes in areas exposed to cold temperatures.Check for damaged or loose shingles to… READ MORE
What do Cryptocurrencies Mean for Businesses?

What do Cryptocurrencies Mean for Businesses?

September 3, 2018
Technology has helped add efficiency and modern conveniences to daily life, and now computer experts have applied digital traits to new, online currencies. Cryptocurrencies, such as bitcoin, only exist digitally and their decentralized nature can offer a number of advantages. However, as these currencies continue to grow, it’s important to know the risks regarding their use.Most cryptocurrencies are decentralized and work without administrators or a central bank. Instead, a network of… READ MORE
Smoking Cessation Tips

Smoking Cessation Tips

August 27, 2018
Quitting smoking is one of the best choices you can make to improve your overall health, but it’s also extremely difficult. The following are some suggestions to get you started on your journey to being smoke-free:Make a quit plan. A quit plan will help you stay focused and motivated. This plan should outline your quit date, reasons for quitting, smoking triggers and ways you intend to fight cravings. You can build your own quit plan from scratch or with help from Smokefree.gov.Avoid… READ MORE
Are You Prepared For A Flood?

Are You Prepared For A Flood?

August 20, 2018
Did You Know? According to the Federal Emergency Management Agency (FEMA), floods are one of the most common disasters in the United States. Even small streams, gullies, creeks, culverts, dry streambeds or low-lying ground that appear harmless in dry weather can flood. Plus, it only takes an inch or two of water to cause major damage to your home.When A Flood Watch Is Issued:Move your furniture and valuables to higher floors of your home.Fill your car's gas tank, in case an evacuation… READ MORE
Training Staff to Guard Against Cyber Attacks

Training Staff to Guard Against Cyber Attacks

August 6, 2018
Using mobile devices to work remotely is becoming the new norm. But when your employees use phones, tablets and laptops to access your network and do their jobs, they’re essentially providing hackers with more entry points, leaving your organization highly vulnerable to attacks.No matter how many security measures you take, they’re useless if you don’t supplement them with employee training. Here are five ways to help employees protect your company from cyber attacks:Offer… READ MORE
The Importance of Childhood Fitness

The Importance of Childhood Fitness

July 30, 2018
Childhood fitness is an important consideration for parents. If and when children have a poor diet or are not physically active, serious health issues can arise when they become adults. Specifically, children diagnosed by medical professionals as overweight are at risk of developing conditions like high blood pressure, Type 2 diabetes and asthma as they age.If your child is diagnosed as overweight, consider doing the following:Encourage healthy eating as outlined by a professional. Set… READ MORE
Insurance Immersion: Acadia Visit!

Insurance Immersion: Acadia Visit!

July 23, 2018
Last Wednesday, July 18th, Kelton and I had the privilege of visiting Acadia Insurance Company at their headquarters in Westbrook, Maine. Previously, we had visited both Patrons Oxford and MEMIC; making us eager to see how Acadia would compare. It would prove to be a very eventful and resourceful day, as we had the opportunity to sit with fourteen different members of the Acadia team to learn more about their backgrounds, and what they bring to the company. Each of the individuals we spoke with… READ MORE