Insurance Immersion: Meet our summer interns, Kelton and Sarah!

Insurance Immersion: Meet our summer interns, Kelton and Sarah!

May 23, 2018
Hi! My name is Kelton Loper! I am one of the new Chalmers Insurance Immersion Interns. I am 20 years old and my hometown is Norway, Maine where I have lived my entire life. I graduated from Oxford Hills Comprehensive High School in 2016 and I now attend the University of Maine in Orono, where I am a rising junior. I am looking forward to spending the summer as a part of the Chalmers team!While I am at school I keep myself busy with a variety of extra-curricular activities. I play intramural… READ MORE
Responding to a Flood

Responding to a Flood

May 14, 2018
Floods can happen without warning, jeopardizing your home and valuables. While it’s impossible to prevent floods, there are a number of steps you should take when a flood watch or warning is issued:Check your sump pump. Test the pump by pouring water into the pit. Make sure the discharge hose sends the water several feet away from the house and slopes away from the property.Move valuables to higher locations. If you have time, move important items like photo albums, insurance policies,… READ MORE
Staged Accident Fraud

Staged Accident Fraud

May 10, 2018
Staged accidents are a common type of insurance fraud. Often, dishonest drivers will manoeuvre innocent motorists into auto crashes. While your car may only suffer minor damages, fraudsters can make large claims for fake injuries or charge your auto insurance company for damage.The following are some tips on how to avoid becoming the victim of a staged auto accident:Call the police immediately if you’re in an accident.Report accident claims immediately. Don’t settle on-site with… READ MORE
Tips for Renting Out Your Home

Tips for Renting Out Your Home

May 2, 2018
With the rise of services like Airbnb, you may be considering renting out your home for extra income while you’re away for an extended period of time. Though this seems like an ideal solution for families with extra room to spare, it can create issues for those who don’t properly prepare.To get the most out of renting out your home, keep in mind the following:Review the terms of your insurance policy closely and talk with your insurance broker about renting out your home.Draw up… READ MORE
Staying Safe on Your ATV at Work

Staying Safe on Your ATV at Work

April 26, 2018
All-terrain vehicles (ATVs) can make doing everyday tasks easier, especially when riding on uneven surfaces and off-road paths, and carrying loads and supplies. Although ATVs are convenient, they also add to on-the-job hazards.Ride SafeTo remain safe while operating an ATV, practice the following safety tips:Attend ATV instruction courses to learn how to operate the vehicle.Read the manual carefully before attempting to ride, and ensure that you understand how to remain safe.Never allow… READ MORE
Protecting your Valuable Antique Automobile

Protecting your Valuable Antique Automobile

April 19, 2018
You have purchased a classic or antique vehicle and you’ll want to insure it properly, as it is an investment. Since classic and antique vehicles are all so different, your insurance coverage will be specific to your vehicle and how often you plan to use it. There are many considerations which you and Chalmers Insurance Group will discuss while creating a policy to suit your classic car.Coverage InclusionsA typical classic car insurance policy includes the following:Agreed value… READ MORE
Four Reasons Your Company Needs Directors and Officers Insurance

Four Reasons Your Company Needs Directors and Officers Insurance

April 12, 2018
FOUR REASONS YOUR COMPANY NEEDS DIRECTORS AND OFFICERS INSURANCE  READ MORE
Technology to Improve Home Safety

Technology to Improve Home Safety

April 5, 2018
As a homeowner, one of your top priorities is keeping your property and family safe from intruders. With the advent of smart homes and new technology, home security is easier and more affordable than ever.The following are some new technologies that can protect you and your loved ones from criminals:Doorbell cameras—Doorbell cameras are a great way to see who is at the door before you open it. This is especially useful if you have children who are frequently home alone.Smart door… READ MORE
What to Do If You Witness a Car Accident

What to Do If You Witness a Car Accident

March 22, 2018
When you see a car accident, a calm, quick response can make all the difference. To ensure the safety of those involved in the crash, do the following if you witness an accident:Ensure your safety first by parking your vehicle away from the crash. Be cautious of broken glass, leaked fuel or open flames.Call 911, even if the wreck doesn’t appear to be severe.Check the victims after you’ve ensured your own safety. Offer to help.Have those involved in a crash turn off their… READ MORE
Managing Credit Card Debt

Managing Credit Card Debt

March 15, 2018
Credit cards can be incredibly helpful, particularly when you need to make a large purchase. However, if you don’t keep up with your payments, credit card debt can compound and create a serious source of stress.To get the most out of your credit cards without piling up debt, consider doing the following:Treat your credit cards like cash. Avoid spending money you can’t pay back in a timely fashion.Pay the entire balance of your credit card each month.Select cards with no annual… READ MORE