What Coverage Options Are There For Second Homes? At a minimum, your lender will require that you carry hazard insurance to protect your property against damage from fires, earthquakes or severe storms. It is also a good idea to add liability insurance, which covers you and members of your household for accidental injuries to your visitors. Opting for property plus liability insurance adds up to a…

Why do I need an umbrella policy? An umbrella insurance policy protects you from a downpour—that worst-case scenario where you could lose everything in a lawsuit. After a hectic work week, Jim Marshall was looking forward to a relaxing weekend with his wife and kids. He was just a few blocks from home when his cellphone rang. He glanced down to see who was calling. That split-second distraction…

Be Prepared As winter ends and temperatures begin to rise, the accumulating water from melting snow and ice leaves your home susceptible to damage. Protect your home ahead of time to minimize your risk. Use these four tips to help reduce your home’s risk of snowmelt damage: Clear snow from your home’s foundation. Shovel snow away from your home, including stairwells, window wells, downspouts…

You may be considering renting out your home for extra income while you’re away for an extended period of time. Though this seems like an ideal solution for families with extra room to spare, it can create issues for those who don’t properly prepare. To get the most out of renting out your home, keep in mind the following: Review the terms of your insurance policy closely and talk with your…

Life insurance isn’t a pleasant thing to think about, and it may seem like an unnecessary expense. But if you have dependents who rely on you for financial support, then life insurance is really about protecting them in case something happens to you. Your designated beneficiary would collect a financial benefit upon your death. Youth minister Preston Newby and his wife, Tara, met during college…

After recently being awarded as a Best Agency to Work For, Insurance Journal interviewed our President, Steve Cote about the importance of community involvement to the success of Chalmers Insurance Group. "Understanding the hard work, collaboration and innovative spirit required to reinforce our value to our clients, carrier partners and communities in which we live and serve,” is an…

Chalmers Insurance Group is honored to have been voted as a Best Agency to Work For in the United States and to have won the Bronze award for the East! Each day our agents and staff members work to protect the assets of our neighbors and each day our management team works to support our co-workers in that goal. "Our team can feel our dedication to their success and that makes the difference in…

Originally published in HR Magazine For the co-owner of a fourth-generation business, a strong work ethic is all in the family. Dottie Chalmers Cutter is honored to be the HR leader of a long-standing family business, but it’s a role that comes with tremendous responsibility. After all, what’s at stake goes beyond sales and profitability to what will be the Chalmers’ legacy. “I know I have…

Chalmers Insurance Group announced it has purchased Goodwin’s, Inc. Insurance of Norway.

Steve Cote, of Conway, has been named president of Chalmers Insurance Group, one of the region's largest independent insurance agencies.