Risk Management

Risk Management

November 19, 2018
Does your business analyze risks before they become a problem?Many businesses mistakenly believe that they only have to worry about risk management after an incident, but the truth is you can start saving now by implementing safety and risk evaluation programs. We can provide you with guides, workplace policies and other resources so you can protect your bottom line right now.Does your business have risk management programs in place?Even the most forward-thinking businesses experience… READ MORE

Staying OSHA Compliant

November 1, 2018
OSHA regulations are already complex and involve complicated safety requirements, mandatory notices and numerous deadlines, but staying up to date with new and revised rules can be a job in itself. However, no one can afford to take compliance lightly. This video gives an overview of the resources available from Chalmers Insurance Group to help businesses stay in compliance with OSHA regulations and avoid costly penalties. READ MORE
Minimizing Customer Injury Risk

Minimizing Customer Injury Risk

October 29, 2018
Customer personal injury claims can be costly and very damaging to a retail establishment’s reputation. They can be much more frequent than employee claims in some types of stores, especially warehouses that allow customer access. Employee safety programs are not sufficient to protect customers, who are at risk for many more accidents than employees for three primary reasons:Customers expect the store to be safe.Groups like children and the elderly are predisposed to injury.Customers… READ MORE
Businesses Need Both Cyber Threat Intelligence and Business Risk Intelligence

Businesses Need Both Cyber Threat Intelligence and Business Risk Intelligence

October 8, 2018
Devising an all-encompassing strategy that protects your organization from cyber criminals, data breaches and other cyber security threats is no easy task. You need to ensure protection from not only hackers, but also the actions of your own staff.Your employees may not intentionally threaten your organization, but without proper training and policies on using, storing and transferring data, there will always be a chance of them inadvertently putting your business at risk. In order to protect… READ MORE
Should I Buy Flood Insurance For My Business?

Should I Buy Flood Insurance For My Business?

October 1, 2018
What You Should Know About Flood InsuranceFlooding is a risk to any business, whether you are inland or near the coastline. In fact, in the past five years all 50 states have experienced floods, and at least one in four businesses that shuts down from a natural disaster never reopens. According to the U.S. government, the average commercial flood claim in the past five years has been around $89,000, and the average property damage due to flooding adds up to more than $3.5 billion… READ MORE
7 Hiking Safety Tips

7 Hiking Safety Tips

September 24, 2018
Hiking is a fun activity in Maine and New Hampshire for people of all ages as well as a great source of exercise. However, if you go on a hike unprepared, you could end up getting lost or even injured.To stay safe on a hike, do the following:Make a gear list that accounts for essential items, like water, a first-aid kit, rain gear, extra food and a compass.Bring a map and take the time to understand it before you go on a hike. While you should also bring a GPS, it’s good to have backup… READ MORE
Sharing the Road With Bikes

Sharing the Road With Bikes

September 17, 2018
Drivers and bikers constantly share the road. In order to keep cyclists safe from vehicle collisions, drivers need to be both attentive and cautious.The following are some safety tips drivers should keep in mind when sharing the road with bikers:Slow down and give bikers plenty of room when you pass them.Be particularly cautious around young bikers. Anticipate sudden movements and create as much space as possible between the vehicle and the bike.Respect bike lanes. Avoid parking and driving… READ MORE
What do Cryptocurrencies Mean for Businesses?

What do Cryptocurrencies Mean for Businesses?

September 3, 2018
Technology has helped add efficiency and modern conveniences to daily life, and now computer experts have applied digital traits to new, online currencies. Cryptocurrencies, such as bitcoin, only exist digitally and their decentralized nature can offer a number of advantages. However, as these currencies continue to grow, it’s important to know the risks regarding their use.Most cryptocurrencies are decentralized and work without administrators or a central bank. Instead, a network of… READ MORE
Smoking Cessation Tips

Smoking Cessation Tips

August 27, 2018
Quitting smoking is one of the best choices you can make to improve your overall health, but it’s also extremely difficult. The following are some suggestions to get you started on your journey to being smoke-free:Make a quit plan. A quit plan will help you stay focused and motivated. This plan should outline your quit date, reasons for quitting, smoking triggers and ways you intend to fight cravings. You can build your own quit plan from scratch or with help from Smokefree.gov.Avoid… READ MORE
Are You Prepared For A Flood?

Are You Prepared For A Flood?

August 20, 2018
Did You Know? According to the Federal Emergency Management Agency (FEMA), floods are one of the most common disasters in the United States. Even small streams, gullies, creeks, culverts, dry streambeds or low-lying ground that appear harmless in dry weather can flood. Plus, it only takes an inch or two of water to cause major damage to your home.When A Flood Watch Is Issued:Move your furniture and valuables to higher floors of your home.Fill your car's gas tank, in case an evacuation… READ MORE