Blog

Electronic Logging Device For Motor Carriers

In December 2015, the Federal Motor Carrier Safety Administration (FMCSA) published an electronic logging device (ELD) final rule. The rule is intended to help create a safer work environment for commercial motor vehicle (CMV) drivers and make it easier and faster to accurately track, manage and share records of duty status (RODS) data. An ELD synchronizes with a vehicle engine to automatically record driving time for easier, more accurate hours of service (HOS) recording. The final rule… READ MORE

What to Do in the Event of an Active Shooter

Workplace violence may be a rare occurrence, but you should never underestimate the importance of being prepared in the event that your workplace is targeted by an active shooter. An active shooter is an individual who is engaged in killing or attempting to kill people in a confined and populated area.Shootings can happen anytime, anywhere. The general perception is that these events happen in bad areas or in buildings that contain key members of society. However, this is not always the case… READ MORE

Reducing Active Shooter Risks at Your Business

Active shooting incidents have become more frequent in recent years, and although such tragedies may seem unlikely to affect your organization, shooters frequently target businesses of all sizes. In fact, most active shooting incidents take place in a business setting, according to an FBI report.Even if your business has comprehensive emergency and evacuation plans, the unique and severe risks associated with shootings call for a custom-built plan to protect your business and employees. Take… READ MORE

New Cyber Vulnerability (KRACK)

New Cyber Vulnerability (KRACK) Puts Wi-Fi Networks at Risk to Hackers Recently, Mathy Vanhoef, a researcher from a Belgium university, discovered a security flaw in Wi-Fi Protected Access II (WPA2)—a protocol that secures almost all modern, protected Wi-Fi networks. Through this newfound vulnerability, hackers can potentially gain access to encrypted information using what is called a key reinstallation attack (KRACK).Any organization or individual that utilizes Wi-Fi is at risk for an… READ MORE

Oh No, A Claim! Now What?

The Chalmers Insurance Group team is here to serve you. This service includes assisting you and advocating for you in the event of a claim. If a loss occurs, please follow these steps.Your insurance contract requires that you report all claims promptly. Therefore, contact us as soon as possible after a claim. We will help you through the claims process and report your claim to your insurance company for you. An insurance company claims adjuster will be assigned to handle your claim. You should… READ MORE

Marital Money Bliss:  What to Lock Down Before Tying the Knot

Getting married isn’t all about planning the wedding.  It’s also about planning for a happy, healthyfinancial future.  Here’s where to start.  As you’re planning your wedding, take time to plan yourfinancial future as well.  Discussing your finances and goals with your partner can help you build ahappier, more fulfilling life together.  The old saying about marriage is true when it comes to moneytoo:  good… READ MORE

Auto Insurance - What You Need To Know

If you are trying to make sense of your automobile insurance options and the limits that you need, we can help. We’ve covered the basics to help you read and understand your coverage options and policy language.All About Automobile Policy CoverageAn automobile insurance policy is designed to provide you with a level of protection against property, liability and medical costs if you are involved in an accident:Property coverage pays for damage to or theft of your car.Liability coverage… READ MORE

Keep Coverage on During the Offseason

Insurance premiums on seasonal vehicles are adjusted for this use. The amount you pay for insurance is based on the time you normally use the vehicle however, coverage is year-round.Summer is winding down, you’re enjoying your last ride on your boat or taking your antique auto for a final spin before storing them. Should you cancel your coverage now and get a new policy in the spring? Besides, you're not going to use your toys until then and most likely won't break it! You think it… READ MORE

Protect Your Home From Thieves

Although you may see your home as a safe place for your family and possessions, the truth is that thefts can happen in any neighborhood. According to statistics from the FBI, almost 2 million home thefts occur every year, with an average loss of over $2,300 for each theft.It’s possible for an experienced thief to enter any home, but you can help safeguard yourself by taking the following steps:Keep all of your doors and windows locked, even when you’re at home. The FBI estimates… READ MORE

Life Is for the Living, and So Is Life Insurance

Life can be busy.  The requirements of work and family often leave little time to step back and thinkabout where you’ve been and where you’re heading.  But, as your responsibilities grow, so does theneed to evaluate what would happen if life for you stopped.  September is Life Insurance AwarenessMonth and a good time to reflect on how life insurance can help those you leave behind – the living.Your Spouse or life partnerA successful marriage is… READ MORE