Blog

Improve Fuel Economy

When it comes to saving money on fuel, even the smallest changes can lead to big savings. To start improving your fuel economy today, consider doing the following:Avoid rapidly accelerating and decelerating.Avoid idling whenever possible.Use your vehicle’s air conditioning system sparingly, as it can use up fuel.Roll your windows up when driving on the highway to improve aerodynamics.Avoid driving at peak traffic hours, as driving in stop-and-go conditions can take a toll on your… READ MORE

Items to Consider Following a Motor Vehicle Accident

A motor vehicle collision can be a stressful experience for everyone involved. To respond appropriately, there are a number of critical post-crash steps you need to keep in mind—steps that can help get your insurance in order or even save a life. Remember to do the following:Turn off your vehicle and stay on the scene. Only move your vehicle out of the way of traffic if it is safe to do so. If your vehicle cannot be driven, turn on your hazard lights or use cones, warning triangles or… READ MORE

Improving Security and Disaster Response

Natural disasters are a danger that can strike at any time. To prepare for the unexpected, you should review your security and disaster readiness plans to help you minimize the impact of any potentially threatening situation.Without prior planning, you leave your company open to financial disaster, especially if you are forced to close operations for any length of time. In addition, without a proper plan to cope with a disaster situation, your company may face lawsuits from clients, vendors or… READ MORE

Insurance Immersion: A Day At Acadia Insurance

On Tuesday, Marcus and I had the pleasure of visiting Acadia Insurance Company at their headquarters in Westbrook, Maine. It would prove to be a very busy and resourceful day, as we had the chance to sit with twelve different members of the Acadia team to learn more about their respective roles and backgrounds. Each individual provided us with a wealth of information and served as a great resource into gaining a better understanding of insurance company operations as a whole.We were welcomed to… READ MORE

Chalmers Advantage Voluntary Benefits and Group Benefits

Ready to boost your business with the Chalmers Advantage? Connect with Lexi Richardson to offer your employees discounted personal lines insurance benefits at no cost to you.In need of health and disability insurance for your employees? Connect with Dean DeMario to round out your Group Benefits offerings.  READ MORE

Do Your Sunglasses Offer Enough Protection?

The American Optometric Association estimates that 47 percent of consumers don’t check their sunglasses to see if they offer adequate protection from UV rays.The eyes are one of the most sensitive areas of the body, and exposure to even a small amount of UV rays can result in cataracts and cancer of the eyelids later in life. Keep these tips in mind when purchasing a pair of sunglasses:The sunglasses should block 99 to 100 percent of UV radiation.A uniform tint should be present. A… READ MORE

Using and Maintaining Headlights

Your vehicle’s headlights are an essential part of staying aware of your surroundings on the road. Bright, well-maintained headlights can be the difference between seeing a pedestrian and a fatal crash. Unfortunately, many drivers don’t use or maintain their headlights properly.You should always turn your vehicle’s headlights on as soon as you get into the driver’s seat. Even if it’s bright outside, your headlights can help pedestrians and other drivers see you… READ MORE

5 Sunscreen Tips to Protect Your Skin

The bright summer months are a great time to be outdoors, but extended exposure to sunlight can cause serious damage to your skin. The sun emits ultraviolet (UV) rays that can lead to sunburn, premature skin aging and cancer.The best way to protect your skin while still enjoying the outdoors is to regularly apply sunscreen to any area of your body that’s exposed to the sun. It’s also important to use a sunscreen that offers the best protection for the situation you’re in. Here… READ MORE

Youth Employment in Amusement and Recreation Establishments under (FLSA)

The Fair Labor Standards Act (FLSA) requires that most employees be paid at least the applicable Federal minimum wage for all hours worked and overtime pay at time and one-half the regular rate of pay after 40 hours in a workweek. The FLSA also includes child labor and recordkeeping provisions. The FLSA provides an exemption from minimum wage and overtime pay for many seasonal and recreational establishments, but this exemption does not include the child labor or recordkeeping provisions of the… READ MORE

Insurance Immersion: Concord Group Insurance Visit

Last Tuesday, Marcus and I had the opportunity to visit Concord Group Insurance to attend their new agent on-boarding at the Grappone Conference Center in Concord, NH. This event was held by Concord Group as an introductory and informational session for agencies that have only recently offered Concord insurance to clients. While Chalmers is not new distributor of Concord products, we were still invited to attend the event in order learn more about Concord Group Insurance.This on-boarding… READ MORE