Blog

Keep Coverage on During the Offseason

Insurance premiums on seasonal vehicles are adjusted for this use. The amount you pay for insurance is based on the time you normally use the vehicle however, coverage is year-round.Summer is winding down, you’re enjoying your last ride on your boat or taking your antique auto for a final spin before storing them. Should you cancel your coverage now and get a new policy in the spring? Besides, you're not going to use your toys until then and most likely won't break it! You think it… READ MORE

Protect Your Home From Thieves

Although you may see your home as a safe place for your family and possessions, the truth is that thefts can happen in any neighborhood. According to statistics from the FBI, almost 2 million home thefts occur every year, with an average loss of over $2,300 for each theft.It’s possible for an experienced thief to enter any home, but you can help safeguard yourself by taking the following steps:Keep all of your doors and windows locked, even when you’re at home. The FBI estimates… READ MORE

5 Malware Prevention Tips

Malware is a general term that describes viruses, worms, Trojan horses, spyware, adware, rootkits, and other unwanted software or programs. Once a malware program has gained access to a device, it can disrupt normal computing operations, collect information and control system resources.Malware programs are being produced at an alarming rate and are often transmitted via emails, instant messages and website pop-ups. To protect your personal files from being stolen or deleted, consider the… READ MORE

Improve Fuel Economy

When it comes to saving money on fuel, even the smallest changes can lead to big savings. To start improving your fuel economy today, consider doing the following:Avoid rapidly accelerating and decelerating.Avoid idling whenever possible.Use your vehicle’s air conditioning system sparingly, as it can use up fuel.Roll your windows up when driving on the highway to improve aerodynamics.Avoid driving at peak traffic hours, as driving in stop-and-go conditions can take a toll on your… READ MORE

Items to Consider Following a Motor Vehicle Accident

A motor vehicle collision can be a stressful experience for everyone involved. To respond appropriately, there are a number of critical post-crash steps you need to keep in mind—steps that can help get your insurance in order or even save a life. Remember to do the following:Turn off your vehicle and stay on the scene. Only move your vehicle out of the way of traffic if it is safe to do so. If your vehicle cannot be driven, turn on your hazard lights or use cones, warning triangles or… READ MORE

Improving Security and Disaster Response

Natural disasters are a danger that can strike at any time. To prepare for the unexpected, you should review your security and disaster readiness plans to help you minimize the impact of any potentially threatening situation.Without prior planning, you leave your company open to financial disaster, especially if you are forced to close operations for any length of time. In addition, without a proper plan to cope with a disaster situation, your company may face lawsuits from clients, vendors or… READ MORE

Insurance Immersion: A Day At Acadia Insurance

On Tuesday, Marcus and I had the pleasure of visiting Acadia Insurance Company at their headquarters in Westbrook, Maine. It would prove to be a very busy and resourceful day, as we had the chance to sit with twelve different members of the Acadia team to learn more about their respective roles and backgrounds. Each individual provided us with a wealth of information and served as a great resource into gaining a better understanding of insurance company operations as a whole.We were welcomed to… READ MORE

Chalmers Advantage Voluntary Benefits and Group Benefits

Ready to boost your business with the Chalmers Advantage? Connect with Lexi Richardson to offer your employees discounted personal lines insurance benefits at no cost to you.In need of health and disability insurance for your employees? Connect with Dean DeMario to round out your Group Benefits offerings.  READ MORE

Do Your Sunglasses Offer Enough Protection?

The American Optometric Association estimates that 47 percent of consumers don’t check their sunglasses to see if they offer adequate protection from UV rays.The eyes are one of the most sensitive areas of the body, and exposure to even a small amount of UV rays can result in cataracts and cancer of the eyelids later in life. Keep these tips in mind when purchasing a pair of sunglasses:The sunglasses should block 99 to 100 percent of UV radiation.A uniform tint should be present. A… READ MORE

Using and Maintaining Headlights

Your vehicle’s headlights are an essential part of staying aware of your surroundings on the road. Bright, well-maintained headlights can be the difference between seeing a pedestrian and a fatal crash. Unfortunately, many drivers don’t use or maintain their headlights properly.You should always turn your vehicle’s headlights on as soon as you get into the driver’s seat. Even if it’s bright outside, your headlights can help pedestrians and other drivers see you… READ MORE