Business Insurance 101
June 21, 2021 1 minute read

Why do I need business insurance?

Running a small business comes with risk. Claims and lawsuits are expensive, and unfortunately, you can be sued even if you haven’t made a mistake. Small business liability insurance, including commercial liability insurance, can protect you and everything you’ve worked for. Let's say someone slips and falls in your place of business. You could be looking at a lawsuit. 

What kind of business insurance do I need?

There are three major types of business insurance: general liability, professional liability, and BOP (business owners policy). Your Chalmers agent will explain all three to you and help you determine with one(s) is right for your unique business. Depending on your specific situation, you may want to consider workers compensation and/or cyber security insurance as well. 

Applying for business insurance is relatively quick and easy when working with Chalmers. 


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