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Steven P. Cote

Steven P. Cote

Steven P. Cote

As President of Chalmers Insurance Group, Steve acts as steward of the company and coach to our senior level management team. Under his leadership, Chalmers Insurance Group has become a unified team working to deliver upon the Chalmers mission to not only protect our clients’ finances, their families, and their businesses but to make the process easier. By embracing technology and championing Chalmers client service every day, he works to build our community and our culture.

Steve joined Chalmers in 2000 as an account manager and held various leadership positions within the company before assuming his current role in 2014. As a licensed Property and Casualty Insurance Agent in Maine, New Hampshire, and Vermont, he has served as a trusted risk management advisor to his neighbors for over 25 years.

Steve serves an advisory board member with our carrier partners, to help assure the very best in products and services for Chalmers and our valued clients. Current and past advisory relationships include: Hanover Insurance; Liberty Mutual; Safeco; Acadia Insurance; MMG Insurance; Main Street America Group/NGM Insurance (2017 National Chairman) and Patriot Insurance.

Current and past community service affiliations include:

  • Past President, Conway New Hampshire Area Chamber of Commerce, 1991-1996
  • Past President, Kiwanis Club of Mt. Washington Valley, 1996
  • Past President, Mount Washington Valley Economic Council, 2004-2006
  • Trustee (current Vice-Chairman), Fryeburg Academy, 2008-Present
  • Boys Varsity Basketball Coach, Kennett High School, 2006-2015
  • Girls Middle School Basketball Coach, Kennett Middle School, 2015-2016
  • Volunteer Assistant Girls Basketball Coach, Kennett High School, 2016-Present
  • USA Basketball Gold Licensed Coach, 2017-Present
  • Board Member, Institute for Family-owned Business, 2018

A 1989 graduate of Bowdoin College and veteran youth basketball coach, Steve lives in Conway, NH with his wife, Lisa and daughters, Kimberly and Elizabeth.

Dottie Chalmers Cutter

Dottie Chalmers Cutter
Vice President | Operations

Dottie Chalmers Cutter

Dottie is the fourth generation of Chalmers to work in the family insurance business. Daughter of Bill Chalmers, she was born and raised in Bridgton, Maine. She is a 2003 graduate of Bowdoin College and joined the agency in 2005. She is a licensed Maine Property & Casualty Insurance Agent and began her career as a personal lines agent. She quickly advanced to personal lines marketing executive, a position which gave her a lot of exposure in the community, working primarily with small to large business owners promoting an Employer Group Insurance Discount Program. With a background in Personal Lines and an interest in management, she became Personal Lines Manager in 2012. She is now the Vice President of Operations, overseeing 85 employees in the areas of commercial lines, personal lines, and agency assistance. Dottie has a passion for increasing awareness about insurance as a career in hopes of attracting more young professionals. She works with local area high schools to promote Project InVEST and is responsible for the establishment and recruitment of Chalmers’ internship program.

Her accomplishments include:

  • Project InVEST Volunteer of the Year Award, 2017
  • Advisory Board MMG Insurance Company, 2018 - 2021
  • Insurance Business America “Young Guns” list Finalist, 2015
  • Past Chairwoman of the Maine Young Agents Committee
  • Young Agent of the Year award recipient, 2013
  • Advisory Board Patriot Insurance Company, 2010 – 2013
  • Advisory Council member Lake Region Vocational School’s Business Office Technology Class
  • Travelers High Achiever Award recipient, 2008
  • Past Member of Board of Directors Loon Echo Land Trust, 2007-2010
  • Local Organizing Committee member of The Dempsey Challenge 2009-2012
  • Certificate in Human Resource Management, USM, 2012
  • Board Member, Institute for Family-owned Business, 2018-Present
  • Board Member, Girl Scouts of Maine, 2019

Other interests include skiing, traveling, and spending time with her husband, Adam, and three young children, Sofia, and twins Mackenzie and William. She resides in North Yarmouth, Maine.

James Chalmers, CIC

James Chalmers, CIC
Vice President | Sales

James Chalmers, CIC

Jim is part of the 4th generation of family to own Chalmers. As VP Sales, he manages our outside sales team and is responsible for our benefits division. Jim is passionate about growing our niche program, Chalmers Camp Insurance and strives to provide comprehensive insurance and loss control solutions to all of our clients.

After graduating from Bowdoin College, Jim worked for an insurance company in the greater Boston area. He returned home in 2004 to learn the family business with his father and uncle. Jim is licensed to sell insurance products in over nine states, focusing primarily in the Northeast. He is also a licensed Surplus Lines, Life & Health, and Real Estate agent and earned the Certified Insurance Counselor designation (C.I.C).

In alignment with the Chalmers mantra of giving back to the communities that we serve, Jim has dedicated time and expertise to the following committees:

  • Past member of the Board of Directors, Pine Tree Council – Boy Scouts of America
  • Business Representative, Maine Summer Camps
  • Past Member of Board of Directors, Girl Scouts of Maine
  • Past Chairperson, Young Agents, State of Maine
  • 2008 Young Agent of the Year award recipient
  • Past Committee Member, Propel – part of the Portland Regional Chamber
  • Advisory Board MMG Insurance Company, 2014 – 2017
  • Advisory Board MEMIC, 2013 – Present
  • Advisory Board Hanover Insurance Company, 2011 – 2014
  • Advisory Board Union Mutual, 2017-Present
  • Alumni Fundraising Committee Member, Bowdoin College Class of 2002
  • Board Member, Bridgton Academy, 2019
  • Board Member, American Camping Association - New England, 2019