From left to right: Jim Chalmers, Dottie Chalmers Cutter, and Steve Cote

Steve Cote, President

"One of the things I am most proud of at Chalmers is that we’ve moved with the times. We’re adaptable, nimble, and responsive to the evolving nature of the business.”

Steve joined Chalmers in 2000 and made history as the first non-family member to assume the role of President in 2014. A graduate of Bowdoin College, his steady positivity and warm leadership style inspire co-workers to embrace the Chalmers mission. 
An advocate for agility and new technology, Steve loves trying new things and finding creative solutions. His weekly vlogs create a culture of transparency, and the creation of a podcast, The Community Cast, has empowered fellow local leaders and business owners in Maine and New Hampshire to tell their stories. 
Steve serves on the Liberty Mutual Business Lines Agency Council and Safeco’s Northeast Agency Council as Vice Chair and Claims Council member. He’s also the Vice President of the Board of Trustees at Fryeburg Academy.
The proud father of two daughters, Kimberly and Elizabeth, Steve’s other passion in life is coaching girls varsity basketball. Steve lives in Conway, New Hampshire, with his wife, Lisa, who is the Commercial Lines Manager at Chalmers. 
Dottie Chalmers Cutter, 4th Generation Owner
“As a family-owned business, we truly mean it when we say that we’ll treat you like a member of our family.” 

Dottie is the fourth-generation owner and head of operations at Chalmers. Her psychology degree from Bowdoin College has translated into a passion for talent development, mentorship, and motivation and engagement in the workplace. She supervises the middle-management team and is celebrated as a dynamic coaching leader who invests in her co-workers’ professional and personal growth – all of which she sees as key to the agency’s longstanding success. Dottie has successfully transitioned her agency from performance management to performance development, embracing a shift in mindset from “manager as a boss” to “manager as a coach.”

She has been recognized nationally by leading insurance industry associations for her work in supporting internships to increase the interest in insurance as a career and is responsible for the establishment and recruitment of Chalmers’ internship program.

Dottie is Chair of the Board of the Institute of Family Owned Business in Maine as well as a board member of the Girl Scouts of Maine. She currently serves on the MMG Insurance Company Agency Advisory Council.

In her free time, she enjoys downhill skiing, riding her Peloton bike and spending time with her husband, Adam, Director of Information and Security at Chalmers, and three children: Sofia, Mackenzie and William. She lives in North Yarmouth, Maine.

Jim Chalmers, 4th Generation Owner

“Our family has always been extremely involved in our community. Chalmers has been in existence for over 165 years, but these values of giving back and activism are the same today as they were a hundred years ago."

Jim is a fourth-generation owner of Chalmers and oversees the sales operations of the agency. A graduate of Bowdoin College, Jim is passionate about expanding niche programs, such as Chalmers Camp Insurance, and strives to provide comprehensive insurance and loss control solutions to all of our clients. 
Jim serves on the MEMIC Agency Advisory Council. He’s also on the boards of Bridgton Academy, Birch Rock Camp, Maine Summer Camps and Bridgton Economic Development Committee.
When he’s not working, Jim enjoys spending time outdoors and taking advantage of all that Bridgton, Maine has to offer. He lives with his wife, Katie, and their two children, Brady and Britta. 
From our Clients
"Chalmers Insurance has always had our backs. They are respectful and so pleasant to work with. We are so thankful for having them in our lives!"
- Angelo C.