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Personal Insurance
Our philosophy is that life is to be enjoyed and celebrated— but if anything happens, it is important to have the right safeguards in place.

Since 1857, Chalmers has been the go-to for individuals and families in Maine and New Hampshire. We know insurance can feel complex. With our deep roots and modern insights, we're here to guide and support you, making things as clear and simple as possible.

Your questions are always welcome; we're not just here to sell but to educate and empower you in your insurance choices.

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Our Process:

  1. We help you evaluate the types of insurance you need for yourself and your family.
  2. We work with multiple insurance companies to find you the best coverage.
  3. We work together to choose the best insurance program for your needs.

As a local, family-owned business, we are proud to give back to our communities and volunteer to support the causes and organizations we believe in. Learn more about our community involvement.

Find the answers to all your insurance questions through the helpful resources in our free online Learning Center.

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Winter Weather Prep: 7 Smart Steps to Protect Your Home
In this post, we share seven practical tips to help you protect your home from winter damage and avoid costly repairs.
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Protecting the Sparkle: How to Make Sure Your Jewelry Is Fully Insured
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Protecting the Sparkle: How to Make Sure Your Jewelry Is Fully Insured
In this post, we explore how to keep your sparkle safe, and how Chalmers can help!
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Insurance 101: A Guide for Recent Graduates
July 22, 2025 5 minute read
Insurance 101: A Guide for Recent Graduates
In this blog post, we cover insurance basics to help out recent graduates feel more comfortable entering the overwhelming world that is Insurance. 
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From our Clients
"My interactions with Chalmers have always been flawless: quick, informative, highly professional. Having my home insured with Chalmers makes me feel good!"
- Client since 2016