Your Local Guide to Complete Coverage We provide responsive service and personalized care, ensuring reliable coverage for you, your family, and your business. Our expertise is in protecting life’s moments, giving you the peace of mind to enjoy them fully.
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How We Are Different
At Chalmers, we emphasize genuine relationships and transparent communication. More than simplifying insurance, we empower clients to make informed choices. With Chalmers, you're not just a client; you have a dedicated ally in insurance.
We're a vibrant, passionate team, eager to embrace life's adventures. We're here to redefine insurance—beyond just numbers. As your enthusiastic partners, we aim to make insurance enjoyable and simple for you.
We're not simply working in our communities; we're wholeheartedly part of them, giving back to meet real, local needs. With a commitment to volunteering and philanthropy, we're all about creating a positive impact right where we live and work.
As licensed insurance agents, we're more than experts. Like trusted financial advisors, we're dependable partners—your personal advocates in the complex world of insurance, providing expert advice for your unique needs.
We Are Chalmers
Steven P. Cote
Dottie Chalmers Cutter
Vice President of Operations
4th Generation Owner
Jim Chalmers
Vice President of Sales
4th Generation Owner
Meet the Full Chalmers Team
From Our Learning Center

This post discusses the pros and cons of monthly versus annual insurance premium payments, offering insights to assist you in making the best choice for your financial situation. 

Maine and New Hampshire are special places to live and work. Join Chalmers co-workers every week as they interview local leaders and business owners who are giving back to their communities.
Listen to the latest episode

Our Story

166 Years of History
Four Generations
One Dream



Our Focus Carriers
Don't take our word for it
"Chalmers Insurance is staffed with local people. These are people I see at the grocery store and know by name. I place complete trust in these neighbors to look out for my best interests with Chalmers insurance products or services."
- Tim P.
"The customer service Chalmers provides is outstanding. Imagine calling an insurance agency and feeling better than before you called. I'll never switch."
- Melissa E.
"Your agency takes good care of us with your dedication, love, and care."
- Customer since 2007
"Chalmers Insurance has always had our backs. They are respectful and so pleasant to work with. We are so thankful for having them in our lives!"
- Angelo C.
"Chalmers is always so helpful and always accommodates our requests with professionalism and humor! "
- Robert H.
"The Chalmers Group was super friendly, energetic and somehow made me feel happy about purchasing insurance, something I thought I would never say in my life. They were kind, honest, and more than you could wish for while shopping for something as mundane as insurance. Six out of five stars. "
- Jordan P.
"Chalmers was excellent throughout the process. They improved our coverage and ultimately reduced our premium. My agent communicated where there were differences and prepared a nice comparison of coverage. I was happy to place our coverage with Chalmers. "
- Susan A.
"Chalmers was quick to help me with a problem; my agent was knowledgeable and super supportive. I appreciate the professionalism and sense of humor. Overall, it was a wonderful experience. "
- Jan H.
"Chalmers walked me through everything in detail. They were fast to respond, friendly and knowledgeable."
- Sean G.
"My Chalmers agent was very helpful, knowledgeable, and patient with the process. To sum it up, the only thing better than my Chalmers agent would be two of her. "
- Richard S.
"Chalmers made it super simple and I had coverage before my lunch break was over. I was very satisfied. "
- Geoffrey P.
"My Chalmers agent answered all of my questions, explained insurance jargon to me, and was polite and knowledgeable. "
- Jennifer T.
"I appreciate how friendly the Chalmers Group is when I talk to them. They always have a positive attitude. "
- Amanda H.
"Always available and always kind. Chalmers works to find solutions."
- Elaine C.
"I appreciate being able to talk to an actual person who is both knowledgeable and helpful."
- Duke M.
"Helpful, knowledgeable staff that truly cares and takes the time to make a personal connection!"
- Aaron C.
"My interactions with Chalmers have always been flawless: quick, informative, highly professional. Having my home insured with Chalmers makes me feel good!"
- Client since 2016