Your Local Maine And New Hampshire Insurance Agency We offer protection for you, your family, and your business with personal, friendly service. Get Started
Client Story: Rêve Cycling Studio We love working with clients, like Rêve, who nurture and safeguard the well-being of their community members— just like us. learn more
Chalmers Is Named "Best Place to Work in Insurance" "We pride ourselves on our employee-centric culture based on teamwork, collaboration, communication, and recognition. We take care of our co-workers above all else, and refer to our co-workers as family members,” says Dottie Chalmers Cutter, 4th Generation Owner and Vice President of Operations. Learn More
Chalmers Partners with the American Red Cross Since the start of 2021, Chalmers-sponsored blood drives have collected more than 60 pints of blood. Together, our co-workers and community members have made a difference in the lives of others. Learn More
One size doesn't fit all

We believe that personalized insurance is the best insurance. Our knowledgeable, passionate team will get to know you, explore your options, and leave you feeling confident and clear that you have all the insurance you need. 

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We Are Chalmers
Steven P. Cote
Dottie Chalmers Cutter
Vice President of Operations
4th Generation Owner
Jim Chalmers
Vice President of Sales
4th Generation Owner
Meet the Full Chalmers Team
From Our Blog

If you own a home, you may have noticed a recent increase in your insurance premium. Why is this? In this post, we’ll help you understand why premiums are rising, and why a yearly review of your coverage with an independent agent is critical.

Maine and New Hampshire are special places to live and work. Join Chalmers co-workers every week as they interview local leaders and business owners who are giving back to their communities.
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Our Story

165 Years of History
Four Generations
One Dream


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Our Focus Carriers
How We Are Different
We are stewards for the communities in which we live and work. We believe we have a responsibility to bridge the gap between our work and the needs of our neighbors.
We take the time to learn what matters most to you. You will always be treated with courtesy, respect and honesty, and we will always advocate for prompt and fair resolution of your covered claims.
We maintain optimism and positivity for what life brings your way. We are a passionate group of motivated co-workers who continuously strive to be better.
We are licensed, independent insurance professionals. Similar to other experts like financial advisors and accountants, you can count on us as trusted advisors.
Don't take our word for it
"Chalmers Insurance is staffed with local people. These are people I see at the grocery store and know by name. I place complete trust in these neighbors to look out for my best interests with Chalmers insurance products or services."
- Tim P.
"The customer service Chalmers provides is outstanding. Imagine calling an insurance agency and feeling better than before you called. I'll never switch."
- Melissa E.
"Your agency takes good care of us with your dedication, love, and care.
- Customer since 2007
"Chalmers Insurance has always had our backs. They are respectful and so pleasant to work with. We are so thankful for having them in our lives!"
- Angelo C.
"Chalmers is always so helpful and always accommodates our requests with professionalism and humor! "
- Robert H.
"The Chalmers Group was super friendly, energetic and somehow made me feel happy about purchasing insurance, something I thought I would never say in my life. They were kind, honest, and more than you could wish for while shopping for something as mundane as insurance. Six out of five stars. "
- Jordan P.
"Chalmers was excellent throughout the process. They improved our coverage and ultimately reduced our premium. My agent communicated where there were differences and prepared a nice comparison of coverage. I was happy to place our coverage with Chalmers. "
- Susan A.
"Chalmers was quick to help me with a problem; my agent was knowledgeable and super supportive. I appreciate the professionalism and sense of humor. Overall, it was a wonderful experience. "
- Jan H.
"Chalmers walked me through everything in detail. They were fast to respond, friendly and knowledgeable."
- Sean G.
"My Chalmers agent was very helpful, knowledgeable, and patient with the process. To sum it up, the only thing better than my Chalmers agent would be two of her. "
- Richard S.
"Chalmers made it super simple and I had coverage before my lunch break was over. I was very satisfied. "
- Geoffrey P.
"My Chalmers agent answered all of my questions, explained insurance jargon to me, and was polite and knowledgeable. "
- Jennifer T.
"I appreciate how friendly the Chalmers Group is when I talk to them. They always have a positive attitude. "
- Amanda H.
"Always available and always kind. Chalmers works to find solutions."
- Elaine C.
"I appreciate being able to talk to an actual person who is both knowledgeable and helpful."
- Duke M.
"Helpful, knowledgeable staff that truly cares and takes the time to make a personal connection!"
- Aaron C.
"My interactions with Chalmers have always been flawless: quick, informative, highly professional. Having my home insured with Chalmers makes me feel good!"
- Client since 2016