Understanding And Preparing for Floods
June 6, 2021 4 minute read

Floods are one of the most common and devastating natural disasters, as highlighted by the Federal Emergency Management Agency (FEMA). Understanding the different types of floods and how they occur is crucial for effective preparation and response. This guide aims to provide a thorough overview of flood risks, preparation strategies, and steps to take during and after a flood event.

Types of Floods and Their Causes

  1. Flash Floods: These can happen within minutes or hours of excessive rainfall, dam or levee failures, or a sudden release of water held by an ice jam.

  2. Overland Flooding: This often occurs when rivers or streams overflow their banks due to excessive rainwater or a possible levee breach, leading to flooding in surrounding areas. It can also be caused by rainfall or snowmelt exceeding the capacity of underground pipes, or street drains in urban areas.

Flood Hazards and Risk Factors

Preparing for Floods

During a Flood

After a Flood

Staying Healthy and Safe Post-Flood

Conclusion and Additional Resources

Floods can strike anywhere and anytime. Being prepared is crucial. For more information and personalized advice on flood insurance and risk management, contact us at 800-360-3000.

Back to Learning Center

"Chalmers Insurance is staffed with local people. These are people I see at the grocery store and know by name. I place complete trust in these neighbors to look out for my best interests with Chalmers insurance products or services."
- Tim P.
"The customer service Chalmers provides is outstanding. Imagine calling an insurance agency and feeling better than before you called. I'll never switch."
- Melissa E.
"Your agency takes good care of us with your dedication, love, and care."
- Customer since 2007
"Chalmers Insurance has always had our backs. They are respectful and so pleasant to work with. We are so thankful for having them in our lives!"
- Angelo C.
"Chalmers is always so helpful and always accommodates our requests with professionalism and humor! "
- Robert H.
"The Chalmers Group was super friendly, energetic and somehow made me feel happy about purchasing insurance, something I thought I would never say in my life. They were kind, honest, and more than you could wish for while shopping for something as mundane as insurance. Six out of five stars. "
- Jordan P.
"Chalmers was excellent throughout the process. They improved our coverage and ultimately reduced our premium. My agent communicated where there were differences and prepared a nice comparison of coverage. I was happy to place our coverage with Chalmers. "
- Susan A.
"Chalmers was quick to help me with a problem; my agent was knowledgeable and super supportive. I appreciate the professionalism and sense of humor. Overall, it was a wonderful experience. "
- Jan H.
"Chalmers walked me through everything in detail. They were fast to respond, friendly and knowledgeable."
- Sean G.
"My Chalmers agent was very helpful, knowledgeable, and patient with the process. To sum it up, the only thing better than my Chalmers agent would be two of her. "
- Richard S.
"Chalmers made it super simple and I had coverage before my lunch break was over. I was very satisfied. "
- Geoffrey P.
"My Chalmers agent answered all of my questions, explained insurance jargon to me, and was polite and knowledgeable. "
- Jennifer T.
"I appreciate how friendly the Chalmers Group is when I talk to them. They always have a positive attitude. "
- Amanda H.
"Always available and always kind. Chalmers works to find solutions."
- Elaine C.
"I appreciate being able to talk to an actual person who is both knowledgeable and helpful."
- Duke M.
"Helpful, knowledgeable staff that truly cares and takes the time to make a personal connection!"
- Aaron C.
"My interactions with Chalmers have always been flawless: quick, informative, highly professional. Having my home insured with Chalmers makes me feel good!"
- Client since 2016