Your Most Commonly Overlooked Business Risks
July 23, 2021

All it could take is one unexpected disaster to potentially knock your business down and force you to close your doors. The first step in protecting your business is understanding your risks. To help you get started, we’ve rounded up three of the most overlooked risks that businesses face today.

Property Protection

Property may be your largest asset, which is why it is vital to evaluate potential threats and develop a plan to manage them. Whether you operate from an office, store products in a warehouse or rent a retail space, you need property insurance to safeguard your property. 

Business Interruption

If a fire causes your business location to be temporarily unusable, what would you do? Ideally, you would move to a temporary location while your permanent place is being repaired. Unfortunately, your property insurance might not cover the move or loss of income. For some small businesses, the financial pressure could be too much to handle. By selecting the appropriate business interruption insurance, you would get a helping hand in facing these costs so that you can operate from a temporary location without skipping a beat.

Cyber/Digital Risks

Do you have a formal IT department? If not, you may not be thinking about fundamental security measures when handling digital data. As hackers get smarter, it’s worth taking steps to prevent data loss and important information from falling into the wrong hands. Cyber liability insurance can help when your business faces a breach and may help with recovery costs.

Every business, no matter what size, can benefit from business insurance – get started on yours today! For the right business insurance policy contact Chalmers Insurance Group. We can help you find the best coverage that works for your company.


Back to Learning Center

"Chalmers Insurance is staffed with local people. These are people I see at the grocery store and know by name. I place complete trust in these neighbors to look out for my best interests with Chalmers insurance products or services."
- Tim P.
"The customer service Chalmers provides is outstanding. Imagine calling an insurance agency and feeling better than before you called. I'll never switch."
- Melissa E.
"Your agency takes good care of us with your dedication, love, and care."
- Customer since 2007
"Chalmers Insurance has always had our backs. They are respectful and so pleasant to work with. We are so thankful for having them in our lives!"
- Angelo C.
"Chalmers is always so helpful and always accommodates our requests with professionalism and humor! "
- Robert H.
"The Chalmers Group was super friendly, energetic and somehow made me feel happy about purchasing insurance, something I thought I would never say in my life. They were kind, honest, and more than you could wish for while shopping for something as mundane as insurance. Six out of five stars. "
- Jordan P.
"Chalmers was excellent throughout the process. They improved our coverage and ultimately reduced our premium. My agent communicated where there were differences and prepared a nice comparison of coverage. I was happy to place our coverage with Chalmers. "
- Susan A.
"Chalmers was quick to help me with a problem; my agent was knowledgeable and super supportive. I appreciate the professionalism and sense of humor. Overall, it was a wonderful experience. "
- Jan H.
"Chalmers walked me through everything in detail. They were fast to respond, friendly and knowledgeable."
- Sean G.
"My Chalmers agent was very helpful, knowledgeable, and patient with the process. To sum it up, the only thing better than my Chalmers agent would be two of her. "
- Richard S.
"Chalmers made it super simple and I had coverage before my lunch break was over. I was very satisfied. "
- Geoffrey P.
"My Chalmers agent answered all of my questions, explained insurance jargon to me, and was polite and knowledgeable. "
- Jennifer T.
"I appreciate how friendly the Chalmers Group is when I talk to them. They always have a positive attitude. "
- Amanda H.
"Always available and always kind. Chalmers works to find solutions."
- Elaine C.
"I appreciate being able to talk to an actual person who is both knowledgeable and helpful."
- Duke M.
"Helpful, knowledgeable staff that truly cares and takes the time to make a personal connection!"
- Aaron C.
"My interactions with Chalmers have always been flawless: quick, informative, highly professional. Having my home insured with Chalmers makes me feel good!"
- Client since 2016