The Chalmers family has been helping Maine and New Hampshire families like yours protect their homes and property, and prepare for the future, since 1857.

Our goal is always to get you the right coverage for your needs at the best price. One strategy to accomplish this is to combine insurance coverages, such as home and auto, with one carrier. Many insurers offer discounts of 5%–15% when you bundle.

Let us show you how we can protect your family, too! Call us at 800-360-3000 or GET A QUOTE today.

“For price, coverage, claims and more, Chalmers always looks out for us.”

- Steve & Karen Libby, Buxton, ME with Patsy Waterman, Chalmers Personal Agent



In addition to regular homeowner’s insurance, Chalmers offers coverages for whatever you need to provide peace of mind:

  • Earthquake
  • Flood
  • Computer Equipment
  • Scheduled Personal Property
  • In-Home Business
  • Ordinance & Law
  • Identity Fraud 
  • Replacement Cost for Personal Property
  • Specified Additional Amount on Dwelling
  • Water Damage
  • Refrigerated Property
  • Water & Sewer Backup


Get a Quote

Our policies for your car, motorcycle, boat, RV and other vehicles are competitively priced and backed by the local service you will never get from an online carrier. When you are left to quote alone, you trust the information provided by one carrier or an untrustworthy aggregator. We work with many national carriers you probably know of like

  • Statefarm,
  • Progressive,
  • and Nationwide

but we offer our expertise in the coverage department so that you can feel confident purchasing the protection you want at an affordable price. Many times you need to go through an Independent agent, like us, to gain access to regional insurance carriers and some of the best pricing and coverage in the local market!



An Umbrella Policy protects your net worth by providing coverage* in the event of a catastrophic claim, lawsuit or judgment. It insures against excess liability—over and above what’s covered by your primary automobile, homeowners or other policies.

An Umbrella is a great consideration as you grow your family, acquire more possessions, earn more income, or add a young driver to your policies.

*Coverage subject to terms, conditions and exclusions of the specific policy. Ask your agent for more details.


Learn More  GET A QUOTE 

The expert advisors at Chalmers offer a balanced approach to discussions of life, disability, long-term care insurance.

As you protect your home and vehicle, it may seem like you are just protecting your property when you are also protecting your assets and income. Life insurance and DI help you round out your family's protection plan. They are equally as important coverages to consider.

Call us at 800-360-3000 to start the conversation about these important ways to plan for your future:

  • Life Insurance
  • Income Protection
  • Long-term Care Insurance