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It’s natural to put off thinking about your future—especially when you’re healthy, busy and facing more immediate concerns. But the sooner you begin, the less you’ll worry about what’s going to happen to your family or yourself if you’re ever struck by illness, injury or loss of employment.

At Chalmers, our expert advisors offer a balanced approach to discussions of disability, long-term care and life insurance. Call us today at 800-360-3000 to start the conversation about these important ways to plan for your future.

If you’re not already part of the Chalmers “Family,” check out our full range of Personal Insurance, too.

Take a few minutes to talk about life insurance today, and get peace of mind for the rest of your life.



Life insurance is an important investment whatever your stage in life—especially if you have a growing family. It not only safeguards your loved ones against loss of income resulting from your premature death, but can also be a source of funds for you if you live a long life.

At Chalmers, our experienced advisors understand that life insurance can be a difficult topic, and raises many questions: How much will my family need? Should I get term or a whole-life policy? Our advisers focus on your needs, and will always treat you with the respect you deserve.



Should you become unable to work because of an accident or illness, short and long term Disability insurance products protect you and your family by helping you pay your bills and expenses. This coverage is an important safeguard for you and your family.



Should you become unable to care for yourself, our Long-Term Care (LTC) coverage will protect your family and hard-earned assets, while helping to preserve your quality of life.  LTC can cover daily living support, such as bathing, eating, moving or supervision. (Health plans, disability coverage, and Medicare do not typically cover long-term care needs.)