Learning Center
Distracted Driving Awareness Month: Staying Focused Behind the Wheel
April 23, 2024 4 minute read
Distracted Driving Awareness Month: Staying Focused Behind the Wheel
In this post, we explore the dangers of distracted driving and offer practical tips to help drivers maintain focus and ensure road safety.
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Cybersecurity Insurance for Small Businesses
April 10, 2024 4 minute read
Cybersecurity Insurance for Small Businesses
In this post, we answer the question: "Do I need Cybersecurity Insurance?" as we explore its critical role in safeguarding businesses against digital threats. 
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Why Do I Need Commercial Umbrella Insurance for My Business?
March 18, 2024 4 minute read
Why Do I Need Commercial Umbrella Insurance for My Business?
In this post, we explore the fundamentals of commercial umbrella insurance, highlighting its coverage benefits and pivotal role in protecting businesses.
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Understanding Commercial Auto Insurance: A Beginner's Guide for Business Owners
February 8, 2024
Understanding Commercial Auto Insurance: A Beginner's Guide for Business Owners
This post outlines commercial auto insurance, emphasizing its critical role in protecting business vehicles and distinguishing it from personal auto insurance.
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Holiday Season Safety: Insurance Tips for Home and Business Owners
December 11, 2023 5 minute read
Holiday Season Safety: Insurance Tips for Home and Business Owners
Navigate holiday safety for homes and businesses with essential tips on fire-safe decorations, securing properties, and choosing the right insurance coverage for a worry-free festive season.
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Choosing Your Insurance Payment Plan: Monthly vs. Annual Premiums
November 21, 2023 3 minute read
Choosing Your Insurance Payment Plan: Monthly vs. Annual Premiums
This post discusses the pros and cons of monthly versus annual insurance premium payments, offering insights to assist you in making the best choice for your financial situation. 
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Empowering Small Businesses: Harnessing the Potential of AI for Growth and Success
July 25, 2023 4 minute read
Empowering Small Businesses: Harnessing the Potential of AI for Growth and Success
This post explores AI's transformative potential for small businesses, emphasizing its benefits and associated cybersecurity risks. We underscore the need for proactive protection and ethical considerations in AI implementation to drive growth and maintain secure operations.
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Insurance Agency vs. Insurance Carrier
June 7, 2022 4 minute read
Insurance Agency vs. Insurance Carrier
Have you ever wondered... What is the difference between an insurance agency and an insurance carrier or company? In this article, we break it all down for you. 
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What Is Cyber Liability Insurance and Do I Need It?
February 24, 2022 4 minute read
What Is Cyber Liability Insurance and Do I Need It?
Cyber liability insurance has become an essential component to any risk management program. Many business owners assume their general liability insurance will cover losses pertaining to cyber, but this is not the case. To protect your business from cyber attacks, you will need separate cyber insurance. Cyber liability insurance policies are tailored to meet your company’s specific needs and can…
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Do I Need Business Insurance?
June 21, 2021 2 minute read
Do I Need Business Insurance?
Is business insurance truly worth the investment? Delve into our latest blog post to uncover its essential role in safeguarding your enterprise from unexpected setbacks.
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"Chalmers Insurance is staffed with local people. These are people I see at the grocery store and know by name. I place complete trust in these neighbors to look out for my best interests with Chalmers insurance products or services."
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- Customer since 2007
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"Always available and always kind. Chalmers works to find solutions."
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"Helpful, knowledgeable staff that truly cares and takes the time to make a personal connection!"
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- Client since 2016