Learning Center
Employee Benefits Guide for Maine and New Hampshire Business Owners
October 2, 2024 7 minute read
Employee Benefits Guide for Maine and New Hampshire Business Owners
In this blog post, we break down what employee benefits are, why they’re crucial for attracting and retaining talent, and how to create a competitive package tailored to your workforce
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10 Essential Fall Home Maintenance Tips to Prep Your Home for Winter
September 4, 2024 6 minute read
10 Essential Fall Home Maintenance Tips to Prep Your Home for Winter
In this post, we share 10 essential fall home maintenance tips that will help you keep your home safe, comfortable, and energy-efficient all winter long.
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Understanding Condo Insurance: What Every Condo Owner Needs to Know
August 16, 2024 7 minute read
Understanding Condo Insurance: What Every Condo Owner Needs to Know
In this post, we break down what condo insurance covers and how to choose the right policy to protect your home and belongings.
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Understanding Watercraft Insurance: What You Need to Know
June 26, 2024 7 minute read
Understanding Watercraft Insurance: What You Need to Know
In this post, learn why watercraft insurance is essential for protecting against boating accidents and discover the various coverage options to ensure you sail safely.
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Everything You Need to Know About Insuring a Second Home
May 21, 2024 6 minute read
Everything You Need to Know About Insuring a Second Home
Owning a second home is an exciting milestone that comes with the responsibility of ensuring it’s adequately protected. This blog post covers everything you need to know about insuring your second home for peace of mind.
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Why Every Young Adult Should Consider Renters Insurance
May 13, 2024 2 minute read
Why Every Young Adult Should Consider Renters Insurance
In this post, we discuss the essential benefits and common misconceptions of renters insurance for young adults.
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Understanding Actual Cash Value: What It Is and Why It Matters
May 3, 2024 4 minute read
Understanding Actual Cash Value: What It Is and Why It Matters
In this post, we explain the concept of Actual Cash Value (ACV) and the critical role it plays in determining the payout from insurance claims. 
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Cybersecurity Insurance for Small Businesses
April 10, 2024 4 minute read
Cybersecurity Insurance for Small Businesses
In this post, we answer the question: "Do I need Cybersecurity Insurance?" as we explore its critical role in safeguarding businesses against digital threats. 
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Navigating the Hidden Dangers of Attractive Nuisances
April 2, 2024 3 minute read
Navigating the Hidden Dangers of Attractive Nuisances
This post discusses "attractive nuisances," highlighting how certain appealing features at our homes can be risky for children. We share practical advice for homeowners on identifying and mitigating these dangers to ensure a safe and welcoming environment.
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Why Do I Need Commercial Umbrella Insurance for My Business?
March 18, 2024 4 minute read
Why Do I Need Commercial Umbrella Insurance for My Business?
In this post, we explore the fundamentals of commercial umbrella insurance, highlighting its coverage benefits and pivotal role in protecting businesses.
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Everything You Need to Know About Insuring Your Jewelry
February 16, 2024 3 minute read
Everything You Need to Know About Insuring Your Jewelry
Discover jewelry insurance essentials: navigate policy limits, unlock endorsements, and ensure regular updates for ultimate protection.
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Will Filing a Claim Affect My Insurance Premium?
January 22, 2024 3 minute read
Will Filing a Claim Affect My Insurance Premium?
In this post, we explain how insurance claims can affect your rates and provide insights to help you make informed decisions.
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Choosing Your Insurance Payment Plan: Monthly vs. Annual Premiums
November 21, 2023 3 minute read
Choosing Your Insurance Payment Plan: Monthly vs. Annual Premiums
This post discusses the pros and cons of monthly versus annual insurance premium payments, offering insights to assist you in making the best choice for your financial situation. 
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Why Older Cars Might Cost More to Insure
November 8, 2023 3 minute read
Why Older Cars Might Cost More to Insure
Find out why your old car might raise your insurance bill, and get tips to keep costs down.
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Behind the Numbers: How Personal Insurance Pricing Works
October 6, 2023 4 minute read
Behind the Numbers: How Personal Insurance Pricing Works
At Chalmers, we're here to help you understand how insurance pricing works. In this post, we'll guide you through its complexities and offer tips to maximize your savings, ensuring you make informed decisions.
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Why Insurance Agencies Offer the Best Safety Net: Online vs. Agent Explained
September 11, 2023 4 minute read
Why Insurance Agencies Offer the Best Safety Net: Online vs. Agent Explained
Ever wondered if there's a difference between snagging insurance online versus consulting an expert agent? Dive in to discover why your choice might matter more than you think.
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Bundling Home and Auto Insurance: Tailored Insights for Modern Families
September 7, 2023 3 minute read
Bundling Home and Auto Insurance: Tailored Insights for Modern Families
Discover how bundling home and auto policies can offer modern families both peace of mind and surprising savings.
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Your Friendly Guide to Understanding Key Insurance Terms
August 30, 2023 3 minute read
Your Friendly Guide to Understanding Key Insurance Terms
Ready to make sense of insurance? Whether you're new or need a reminder, our guide explains key terms like "premium" and "coverage" so you can navigate policies confidently.
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Insurance Agency vs. Insurance Carrier
June 7, 2022 4 minute read
Insurance Agency vs. Insurance Carrier
Have you ever wondered... What is the difference between an insurance agency and an insurance carrier or company? In this article, we break it all down for you. 
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Why Do I Need Insurance?
June 25, 2021 3 minute read
Why Do I Need Insurance?
Ever asked yourself, "Why do I need insurance?" Our blog post breaks down its essential role in navigating life's unpredictable challenges.
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Do I Need Business Insurance?
June 21, 2021 2 minute read
Do I Need Business Insurance?
Is business insurance truly worth the investment? Delve into our latest blog post to uncover its essential role in safeguarding your enterprise from unexpected setbacks.
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"Chalmers Insurance is staffed with local people. These are people I see at the grocery store and know by name. I place complete trust in these neighbors to look out for my best interests with Chalmers insurance products or services."
- Tim P.
"The customer service Chalmers provides is outstanding. Imagine calling an insurance agency and feeling better than before you called. I'll never switch."
- Melissa E.
"Your agency takes good care of us with your dedication, love, and care."
- Customer since 2007
"Chalmers Insurance has always had our backs. They are respectful and so pleasant to work with. We are so thankful for having them in our lives!"
- Angelo C.
"Chalmers is always so helpful and always accommodates our requests with professionalism and humor! "
- Robert H.
"The Chalmers Group was super friendly, energetic and somehow made me feel happy about purchasing insurance, something I thought I would never say in my life. They were kind, honest, and more than you could wish for while shopping for something as mundane as insurance. Six out of five stars. "
- Jordan P.
"Chalmers was excellent throughout the process. They improved our coverage and ultimately reduced our premium. My agent communicated where there were differences and prepared a nice comparison of coverage. I was happy to place our coverage with Chalmers. "
- Susan A.
"Chalmers was quick to help me with a problem; my agent was knowledgeable and super supportive. I appreciate the professionalism and sense of humor. Overall, it was a wonderful experience. "
- Jan H.
"Chalmers walked me through everything in detail. They were fast to respond, friendly and knowledgeable."
- Sean G.
"My Chalmers agent was very helpful, knowledgeable, and patient with the process. To sum it up, the only thing better than my Chalmers agent would be two of her. "
- Richard S.
"Chalmers made it super simple and I had coverage before my lunch break was over. I was very satisfied. "
- Geoffrey P.
"My Chalmers agent answered all of my questions, explained insurance jargon to me, and was polite and knowledgeable. "
- Jennifer T.
"I appreciate how friendly the Chalmers Group is when I talk to them. They always have a positive attitude. "
- Amanda H.
"Always available and always kind. Chalmers works to find solutions."
- Elaine C.
"I appreciate being able to talk to an actual person who is both knowledgeable and helpful."
- Duke M.
"Helpful, knowledgeable staff that truly cares and takes the time to make a personal connection!"
- Aaron C.
"My interactions with Chalmers have always been flawless: quick, informative, highly professional. Having my home insured with Chalmers makes me feel good!"
- Client since 2016