Learning Center
Your Guide to Flood Insurance in Maine and New Hampshire: What Homeowners and Renters Need to Know
January 8, 2024 4 minute read
Your Guide to Flood Insurance in Maine and New Hampshire: What Homeowners and Renters Need to Know
Explore whether flood insurance in Maine and New Hampshire is right for you. This quick guide covers the basics for homeowners and renters, from coverage essentials to choosing the right policy.
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Who Is Covered to Drive Your Car?
January 2, 2024 4 minute read
Who Is Covered to Drive Your Car?
Find out if your auto insurance has got your friends and family covered when they're behind the wheel of your car.
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How Safe Are Wood Stoves? A Homeowner's Guide to Safety and Insurance
December 20, 2023 4 minute read
How Safe Are Wood Stoves? A Homeowner's Guide to Safety and Insurance
As winter approaches, learn how to safely enjoy the cozy warmth of wood stoves while understanding their impact on your home insurance.
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Choosing Your Insurance Payment Plan: Monthly vs. Annual Premiums
November 21, 2023 3 minute read
Choosing Your Insurance Payment Plan: Monthly vs. Annual Premiums
This post discusses the pros and cons of monthly versus annual insurance premium payments, offering insights to assist you in making the best choice for your financial situation. 
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10 Best Holiday Safety Gifts for Home and Car Protection
November 15, 2023 2 minute read
10 Best Holiday Safety Gifts for Home and Car Protection
In this blog post, we present the top 10 safety gifts for the holiday season, aimed at enhancing the well-being of your loved ones at home and on the road.
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Why Older Cars Might Cost More to Insure
November 8, 2023 3 minute read
Why Older Cars Might Cost More to Insure
Find out why your old car might raise your insurance bill, and get tips to keep costs down.
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Behind the Numbers: How Personal Insurance Pricing Works
October 6, 2023 4 minute read
Behind the Numbers: How Personal Insurance Pricing Works
At Chalmers, we're here to help you understand how insurance pricing works. In this post, we'll guide you through its complexities and offer tips to maximize your savings, ensuring you make informed decisions.
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Bundling Home and Auto Insurance: Tailored Insights for Modern Families
September 7, 2023 3 minute read
Bundling Home and Auto Insurance: Tailored Insights for Modern Families
Discover how bundling home and auto policies can offer modern families both peace of mind and surprising savings.
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Why Insurance Premiums Are Going Up
May 31, 2023 6 minute read
Why Insurance Premiums Are Going Up
If you own a home, you may have noticed a recent increase in your insurance premium. Why is this? In this post, we’ll help you understand why premiums are rising, and why a yearly review of your coverage with an independent agent is critical.
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Insurance Agency vs. Insurance Carrier
June 7, 2022 4 minute read
Insurance Agency vs. Insurance Carrier
Have you ever wondered... What is the difference between an insurance agency and an insurance carrier or company? In this article, we break it all down for you. 
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Homeowners Insurance and the Rising Cost of Building Materials
June 23, 2021
Homeowners Insurance and the Rising Cost of Building Materials
Increased building material and construction prices could lead to higher homeowners insurance claim expenses, as it would currently cost more to repair or rebuild a home following a loss.
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Renters Insurance Myth Busters
May 30, 2021 2 minute read
Renters Insurance Myth Busters
Renters insurance exists to not only protect the belongings in your home, but so much more. 
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Remodeling Your Home: Insurance Considerations
April 14, 2021
Remodeling Your Home: Insurance Considerations
You’ve hired a reputable builder, collected paint swatches and selected the siding and now you’re finally ready to start that long-awaited remodeling project. Whether your addition budget is large or small, you are adding to both the value of your home and your exposure to risk. To ensure that your project goes smoothly and that you have the coverage you need, here’s what you need to…
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Smart Security: Modern Tools for Safeguarding Your Home and Family
April 13, 2020 3 minute read
Smart Security: Modern Tools for Safeguarding Your Home and Family
Explore cutting-edge technologies—from doorbell cameras to smart smoke detectors—that are revolutionizing home security, making it easier than ever to protect your family and property while potentially lowering your insurance premiums.
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Securing Peace of Mind: Insurance Options for Your Second Home
March 10, 2020 4 minute read
Securing Peace of Mind: Insurance Options for Your Second Home
Owning a second home—whether for vacation, rental income, or a combination of both—can be immensely rewarding. However, it also comes with its own unique set of insurance needs. In this post, we’ll explore the various coverage options available for second homes and why they are crucial for protecting your valuable investment. Standard Homeowners Insurance Package: A Starting Point At a…
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The Essential Guide to Personal Umbrella Liability Policies
March 5, 2020 4 minute read
The Essential Guide to Personal Umbrella Liability Policies
Discover the power of Personal Umbrella Liability Policies with Chalmers Insurance Group—a financial safety net designed to protect your assets beyond standard insurance limits. 
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Tips for Renting Out Your Home
February 9, 2020
Tips for Renting Out Your Home
You may be considering renting out your home for extra income while you’re away for an extended period of time. Though this seems like an ideal solution for families with extra room to spare, it can create issues for those who don’t properly prepare. To get the most out of renting out your home, keep in mind the following: Review the terms of your insurance policy closely and talk with…
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"Chalmers Insurance is staffed with local people. These are people I see at the grocery store and know by name. I place complete trust in these neighbors to look out for my best interests with Chalmers insurance products or services."
- Tim P.
"The customer service Chalmers provides is outstanding. Imagine calling an insurance agency and feeling better than before you called. I'll never switch."
- Melissa E.
"Your agency takes good care of us with your dedication, love, and care."
- Customer since 2007
"Chalmers Insurance has always had our backs. They are respectful and so pleasant to work with. We are so thankful for having them in our lives!"
- Angelo C.
"Chalmers is always so helpful and always accommodates our requests with professionalism and humor! "
- Robert H.
"The Chalmers Group was super friendly, energetic and somehow made me feel happy about purchasing insurance, something I thought I would never say in my life. They were kind, honest, and more than you could wish for while shopping for something as mundane as insurance. Six out of five stars. "
- Jordan P.
"Chalmers was excellent throughout the process. They improved our coverage and ultimately reduced our premium. My agent communicated where there were differences and prepared a nice comparison of coverage. I was happy to place our coverage with Chalmers. "
- Susan A.
"Chalmers was quick to help me with a problem; my agent was knowledgeable and super supportive. I appreciate the professionalism and sense of humor. Overall, it was a wonderful experience. "
- Jan H.
"Chalmers walked me through everything in detail. They were fast to respond, friendly and knowledgeable."
- Sean G.
"My Chalmers agent was very helpful, knowledgeable, and patient with the process. To sum it up, the only thing better than my Chalmers agent would be two of her. "
- Richard S.
"Chalmers made it super simple and I had coverage before my lunch break was over. I was very satisfied. "
- Geoffrey P.
"My Chalmers agent answered all of my questions, explained insurance jargon to me, and was polite and knowledgeable. "
- Jennifer T.
"I appreciate how friendly the Chalmers Group is when I talk to them. They always have a positive attitude. "
- Amanda H.
"Always available and always kind. Chalmers works to find solutions."
- Elaine C.
"I appreciate being able to talk to an actual person who is both knowledgeable and helpful."
- Duke M.
"Helpful, knowledgeable staff that truly cares and takes the time to make a personal connection!"
- Aaron C.
"My interactions with Chalmers have always been flawless: quick, informative, highly professional. Having my home insured with Chalmers makes me feel good!"
- Client since 2016