Just a few years ago, taking a trip involved contacting travel agencies, booking hotel rooms and making plans far in advance. Today, however, smartphones and the internet have helped create new sharing services that allow homeowners to connect with travelers and rent out their homes, spare bedrooms or other accommodations for a fee. Airbnb, the most popular of these sharing services, offers a…

You’ve hired a reputable builder, collected paint swatches and selected the siding and now you’re finally ready to start that long-awaited remodeling project. Whether your addition budget is large or small, you are adding to both the value of your home and your exposure to risk. To ensure that your project goes smoothly and that you have the coverage you need, here’s what you need to…

Using a snow blower or snow plow can be the perfect way to give your back a break from shoveling snow. However, it is important to take the proper safety precautions to avoid unnecessary injury while clearing snow this winter. There are some important precautions to take before you begin: Read the operator’s manual that came with your equipment before the start of each winter. Look for…

Fall is right around the corner, and, as the weather changes, it’s important to prepare your home and identify potential problems before they arise. Consider performing the following annual fall maintenance tasks to ensure your home is safe and ready for the months ahead: Have your heating system cleaned and inspected by a qualified technician. Clean and replace the furnace filter if…

Navigate the complexities of securing your first home with ease: discover insider tips on homeowners insurance, from understanding policies to saving on premiums and avoiding underinsurance pitfalls.

Now that many small businesses have adapted to work from home or remote work situations, the cyber liability conversation must be revisited. Many business owners have a cyber liability component of their information security risk management plan. While companies that issue company computers and laptops probably have internal defense, those computers must stay updated. If companies are allowing…

A leading insurance professional organization recently recognized Jim Chalmers, CIC, of Chalmers Insurance Group, Bridgton Maine for dedication and ongoing leadership in the insurance industry. The Society of Certified Insurance Counselors (CIC) honored Mr. Chalmers for ten years of successfully maintaining the Certified Insurance Counselor (CIC) designation, denoting significant commitment to…

Owning a second home—whether for vacation, rental income, or a combination of both—can be immensely rewarding. However, it also comes with its own unique set of insurance needs. In this post, we’ll explore the various coverage options available for second homes and why they are crucial for protecting your valuable investment. Standard Homeowners Insurance Package: A Starting Point At a…

Discover the power of Personal Umbrella Liability Policies with Chalmers Insurance Group—a financial safety net designed to protect your assets beyond standard insurance limits. 

Be Prepared As winter ends and temperatures begin to rise, the accumulating water from melting snow and ice leaves your home susceptible to damage. Protect your home ahead of time to minimize your risk. Use these four tips to help reduce your home’s risk of snowmelt damage: Clear snow from your home’s foundation. Shovel snow away from your home, including stairwells, window wells…