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Learning Center
Your go-to resource for clear, comprehensive answers to all of your insurance questions
One Text Or Call Could Wreck It All
April 7, 2022 2 minute read
One Text Or Call Could Wreck It All
Distracted driving is a serious safety hazard that contributes to a significant number of accidents on the road—approximately eight deaths and 1,095 injuries per day.
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7 Tips for Creating a Home Emergency Plan
March 4, 2022 6 minute read
7 Tips for Creating a Home Emergency Plan
Disasters can strike at any time. While we can’t always determine when or where an emergency will take place, we can be as prepared as possible. According to FEMA, almost 60% of Americans have not practiced what to do in a disaster, and less than 40% have an actual emergency plan. A home emergency plan can help you and your family members stay safe, as well as minimize panic and chaos. To help…
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What Is Cyber Liability Insurance and Do I Need It?
February 24, 2022 4 minute read
What Is Cyber Liability Insurance and Do I Need It?
Cyber liability insurance has become an essential component to any risk management program. Many business owners assume their general liability insurance will cover losses pertaining to cyber, but this is not the case. To protect your business from cyber attacks, you will need separate cyber insurance. Cyber liability insurance policies are tailored to meet your company’s specific needs and can…
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Auto Insurance Rates Are Increasing. Here's Why.
January 17, 2022 3 minute read
Auto Insurance Rates Are Increasing. Here's Why.
Covid-19 is continuing to take its toll around the globe. Inflation, supply chain issues and labor shortages are impacting nearly every aspect of society, and unfortunately that includes auto insurance. In this post, we will take a look at several key factors impacting auto insurance premiums. We'll also explain how we can help you navigate a potential increase in rates.
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Avoid This Common Winter Home Insurance Claim
December 10, 2021 5 minute read
Avoid This Common Winter Home Insurance Claim
At Chalmers Insurance, we’ve been in business for over 160 winters. Unfortunately we've seen our fair share of winter and weather related claims. In today's blog post, we will share what we've learned about ice dams: what causes them and how to prevent them. 
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Everything You Need to Know About Filing a Home Insurance Claim
December 2, 2021 3 minute read
Everything You Need to Know About Filing a Home Insurance Claim
Your home is likely one of your biggest assets. With such a valuable investment, it can feel like the end of the world when something bad happens. 
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Chalmers Insurance Group and MEMIC Announce Dividends for Maine Policyholders
November 18, 2021
Chalmers Insurance Group and MEMIC Announce Dividends for Maine Policyholders
In partnership with MEMIC, Chalmers is pleased to announce that Chalmers MEMIC clients will be receiving dividend checks this month. “Had Maine employers not been diligent in following state CDC guidance, this dividend might not have been as large," The MEMIC Group President and CEO Michael P. Bourque said.
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Fitness Cybersecurity Tips
November 15, 2021
Fitness Cybersecurity Tips
Do you exercise at home? Ever since the pandemic hit, at-home fitness memberships, such as Peloton, have gained in popularity. While there are incredible advantages to these platforms, there are unfortunately some cyber security risks that go along with it.
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Fireplace Safety Tips
November 1, 2021
Fireplace Safety Tips
There’s nothing more relaxing than snuggling up next to a fireplace. But as cozy as they make your house feel, fireplaces can also be extremely dangerous if the right precautions aren’t taken.
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Halloween Safety Tips
October 18, 2021
Halloween Safety Tips
Halloween is a magical time for children (and adults!) but it doesn’t come without risk. One of the best ways to prevent accidents is to keep an eye on your kids during the holiday and take some extra precautions. 
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"Chalmers Insurance is staffed with local people. These are people I see at the grocery store and know by name. I place complete trust in these neighbors to look out for my best interests with Chalmers insurance products or services."
- Tim P.
"The customer service Chalmers provides is outstanding. Imagine calling an insurance agency and feeling better than before you called. I'll never switch."
- Melissa E.
"Your agency takes good care of us with your dedication, love, and care."
- Customer since 2007
"Chalmers Insurance has always had our backs. They are respectful and so pleasant to work with. We are so thankful for having them in our lives!"
- Angelo C.
"Chalmers is always so helpful and always accommodates our requests with professionalism and humor! "
- Robert H.
"The Chalmers Group was super friendly, energetic and somehow made me feel happy about purchasing insurance, something I thought I would never say in my life. They were kind, honest, and more than you could wish for while shopping for something as mundane as insurance. Six out of five stars. "
- Jordan P.
"Chalmers was excellent throughout the process. They improved our coverage and ultimately reduced our premium. My agent communicated where there were differences and prepared a nice comparison of coverage. I was happy to place our coverage with Chalmers. "
- Susan A.
"Chalmers was quick to help me with a problem; my agent was knowledgeable and super supportive. I appreciate the professionalism and sense of humor. Overall, it was a wonderful experience. "
- Jan H.
"Chalmers walked me through everything in detail. They were fast to respond, friendly and knowledgeable."
- Sean G.
"My Chalmers agent was very helpful, knowledgeable, and patient with the process. To sum it up, the only thing better than my Chalmers agent would be two of her. "
- Richard S.
"Chalmers made it super simple and I had coverage before my lunch break was over. I was very satisfied. "
- Geoffrey P.
"My Chalmers agent answered all of my questions, explained insurance jargon to me, and was polite and knowledgeable. "
- Jennifer T.
"I appreciate how friendly the Chalmers Group is when I talk to them. They always have a positive attitude. "
- Amanda H.
"Always available and always kind. Chalmers works to find solutions."
- Elaine C.
"I appreciate being able to talk to an actual person who is both knowledgeable and helpful."
- Duke M.
"Helpful, knowledgeable staff that truly cares and takes the time to make a personal connection!"
- Aaron C.
"My interactions with Chalmers have always been flawless: quick, informative, highly professional. Having my home insured with Chalmers makes me feel good!"
- Client since 2016